4516 Elite St, Sebring, FL 33872 Property Records

Highlands County property record for 4516 Elite St, Sebring, FL 33872

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,748 sqft · built 2023
Lot Size	0.206 acres (9,000 sqft)
Owner	Individual Name on File
Last Sale	$310,000 (Apr 2024)
Tax Bill	$3,614 (2024)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Apr 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C224803007100380`

Property Details

APN / Parcel Number

Primary APN	`C224803007100380`
Alternative APN	`C-22-34-28-030-0710-0380`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,748 sqft Living Area
Flooring	Cork
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,000 sqft (0.206 acres)
Lot Dimensions	100 ft deep x 90 ft wide
Garage Type	Finished
Garage Area	558 sqft
Driveway	Driveway
Driveway Area	510 sqft
Porch	Open Porch
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	C224803007100380
Street Address	4516 ELITE ST
City	SEBRING
State	FL
Zip	33872-2751
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEBRING COUNTRY EST SEC 3 PB 9-PG 6 LOT 38 BLK 71
Legal Range	28E
Legal Township	34S
Legal Section	22
Legal Subdivision	SEBRING COUNTRY EST
Legal Block	71
Legal Lot Number	38
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	2
Census Block	2024
Census Tract	960601

Owner

Source: Highlands County records · APN C224803007100380

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2301 ABC RD, LAKE WALES, FL 33859-8065
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 01, 2024	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Apr 27, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Dec 20, 2021	Warranty Deed, Transfer CAPSTONE TITLE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 01, 2024 · Amount on Record
Deed Sale	Apr 01, 2024 · Amount on Record
Prior Sale	Apr 27, 2023
Deed Document Number	2196417
Deed Book / Page	3034 / 738
Record Updated	Jun 08, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Apr 01, 2024
Property Address	4516 ELITE ST, SEBRING, FL 33872-2751
Document Number	0002196417
Book / Page	3034 / 738
Map Reference	MB 9 PG 6
Instrument Date	Mar 28, 2024
Instrument	2196417
Transaction Type	Transfer
Record Updated	Apr 16, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,170.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 3304, SEBRING, FL 33871-3304

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2301 ABC RD, LAKE WALES, FL 33859-8065

Mortgage

Document Number	0003034740
Date	Apr 01, 2024
Instrument	3034/740

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.37%
Type Change Date	Apr 01, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	12.3%
Margin	3
Max Rate	12.3%

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HIGHLANDS FL
Recording Date	Apr 27, 2023
Property Address	4516 ELITE ST, SEBRING, FL 33872-2751
Document Number	0002148091
Book / Page	2971 / 476
Map Reference	MB 9 PG 6
Instrument Date	Apr 27, 2023
Instrument	2148091
Transaction Type	Transfer
Record Updated	Jan 30, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 3304, SEBRING, FL 33871-3304

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3304, SEBRING, FL 33871-3304

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Dec 20, 2021
Property Address	4516 ELITE ST, SEBRING, FL 33872-2751
Document Number	0002069381
Book / Page	2872 / 1232
Map Reference	MB 9 PG 6
Instrument Date	Dec 17, 2021
Instrument	2069381
Transaction Type	Transfer
Record Updated	Jan 30, 2024
Title Company	CAPSTONE TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$612.50
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1387, SUWANEE, GA 30024-0041

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3304, SEBRING, FL 33871-3304

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$242,268 (+1,967.49%) Land $20,925 Building $221,343	$242,268 (+1,967.49%) Land $20,925 Building $221,343
2024	$3,614.00 (+772.95%)
2023	$414.00 (+132.58%)	$11,718 (+12.01%) Land $11,718	$11,718 (+12.01%) Land $11,718
2022	$178.00	$10,462 Land $10,462	$10,462 Land $10,462

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 17, 2015 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 35 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	35 in force

Wildfire

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 205 locations within half a mile of this property.

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