4500 Elite St, Sebring, FL 33872 Property Records

Highlands County property record for 4500 Elite St, Sebring, FL 33872

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,292 sqft · built 2023
Lot Size0.207 acres (9,000 sqft)
OwnerIndividual Name on Record
Last Sale$285,000 (Aug 2023)
Tax Bill$3,091 (2024)
Deeds & MortgagesAug 2023 Sale & Mortgage
Jan 2023 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APNC-22-34-28-030-0710-0400

Property Details

APN / Parcel Number

Primary APNC-22-34-28-030-0710-0400

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area1,292 sqft Living Area
Gross Area1,772 sqft
1st Floor Area1,292 sqft
FlooringTile

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area9,000 sqft (0.207 acres)
Lot Dimensions100 ft deep x 90 ft wide
Garage TypeAttached
Garage Area480 sqft
DrivewayDriveway
Driveway Area468 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address4500 ELITE ST
CitySEBRING
StateFL
Zip33872-2751
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSEBRING COUNTRY EST SEC 3 PB 9-PG 6 LOT 40 BLK 71
Legal Range28E
Legal Township34S
Legal Section22
Legal SubdivisionSEBRING COUNTRY EST
Legal Block71
Legal Lot Number40
JurisdictionHIGHLANDS FL
Township / Civil DivisionSEBRING
Census Block Group2
Census Block2024
Census Tract960601

Owner

Source: Highlands County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address108 LAKEVIEW ST, LAKE PLACID, FL 33852-5038
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Aug 16, 2023Warranty Deed, Transfer · FHA Mortgage
GENEVA FINANCIAL LLC
Jan 11, 2023Quit Claim Deed, Transfer
Quitclaim
Jan 10, 2022Warranty Deed, Transfer
NOT AVAILABLE, GREEN LINE TITLE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 16, 2023 · Amount on Record
Deed SaleAug 16, 2023 · Amount on Record
Prior SaleJan 10, 2022 · Amount on Record
Deed Document Number20232164612
Deed Book / Page2992 / 1530
Prior Transfer DateOct 27, 2004
Prior Transfer Doc0001285036
Record UpdatedSep 20, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateAug 16, 2023
Property Address4500 ELITE ST, SEBRING, FL 33872-2751
Document Number0002164612
Book / Page2992 / 1530
Map ReferenceMB 9 PG 6
Instrument DateAug 4, 2023
Instrument2164612
Transaction TypeTransfer
Record UpdatedJan 30, 2024
Title CompanyGREEN LINE TITLE INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,995.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address433 AVONDALE GROVES STREET, PLANT CITY, FL 33567

Transferred To (Grantee/Buyer)

NameVerified Name
Address108 LAKEVIEW ST, LAKE PLACID, FL 33852-5038

Mortgage

Document Number0029921532
DateAug 16, 2023
Instrument2992/1532
Lender
NameGENEVA FINANCIAL LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2053

Mortgage

Document Number0002164614
DateAug 16, 2023
Book Page2992/1543
Instrument2164614
Lender
NameGENEVA FINANCIAL LLC
TypeMortgage Company
AddressCHANDLER, AZ 85225
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

January 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHIGHLANDS FL
Recording DateJan 11, 2023
Property Address4500 ELITE ST, SEBRING, FL 33872-2751
Document Number0002131867
Book / Page2951 / 956
Map ReferenceMB 9 PG 6
Instrument DateDec 28, 2022
Instrument2131867
Transaction TypeTransfer
Record UpdatedJan 30, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address141 WOODLAND DR, HAINES CITY, FL 33844-5839

Transferred To (Grantee/Buyer)

NameVerified Name
Address4337 AVONDALE GROVES ST, PLANT CITY, FL 33567-3693

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateJan 10, 2022
Property Address4500 ELITE ST, SEBRING, FL 33872-2751
Document Number0002072055
Book / Page2876 / 1014
Map ReferenceMB 9 PG 6
Instrument DateDec 20, 2021
Instrument2072055
Transaction TypeTransfer
Record UpdatedJan 30, 2024
Title CompanyNOT AVAILABLE, GREEN LINE TITLE INC

Transaction

AmountAmount Recorded
Tax$105.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address324 SPARROW AVE, SEBRING, FL 33870-0138

Transferred To (Grantee/Buyer)

NameVerified Name
Address141 WOODLAND DR, HAINES CITY, FL 33844-5839
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$243,129 (+1,974.83%) Land $20,925 Building $222,204$243,129 (+1,974.83%) Land $20,925 Building $222,204
2024$3,091.00 (+518.2%)
2023$500.00 (+180.9%)$11,718 (+12.01%) Land $11,718$11,718 (+12.01%) Land $11,718
2022$178.00$10,462 Land $10,462$10,462 Land $10,462

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 35 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies35 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · lower than 67% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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