45158 Fourth Ave, Callahan, FL 32011 Property Records

Nassau County property record for 45158 Fourth Ave, Callahan, FL 32011

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,040 sqft · built 1956
Lot Size	0.636 acres (27,720 sqft)
Owner	2 Owner Names on File
Tax Bill	$1,376 (2025)
Deeds & Mortgages	Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-2N-25-3220-0004-0041`

Property Details

APN / Parcel Number

Primary APN	`29-2N-25-3220-0004-0041`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,040 sqft Heated Area
Gross Area	1,400 sqft
1st Floor Area	1,040 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1980
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	27,720 sqft (0.636 acres)
Lot Dimensions	210 ft deep x 132 ft wide
Pool Area	492 sqft
Porch	Open Porch
Porch Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	45158 FOURTH AVE
City	CALLAHAN
State	FL
Zip	32011-3805
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	BLOCK 4 N132 FT OF LOT 4 IN OR 1428/277 WILSON & OGILVIE SUB DB B9/500
Legal Range	25E
Legal Township	02N
Legal Section	29
Legal Subdivision	OGILVIE SUB
Legal Block	4
Legal Lot Number	4
Jurisdiction	NASSAU FL
Township / Civil Division	CALLAHAN-HILLIARD
Census Block Group	1
Census Block	1033
Census Tract	50509

Owner

The current owner of 45158 Fourth Ave acquired it in July 2006.

Source: Nassau County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Owner Names on File
Mailing Address	45158 FOURTH AVE, CALLAHAN, FL 32011-3805
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 14, 2006
Transfer Doc	0014280277
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	45158 FOURTH AVE, CALLAHAN, FL 32011-3805
Document Number	0023580082
Instrument Date	Apr 21, 2020
Transaction Type	Mortgage
Record Updated	Jul 8, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	45158 FOURTH AVE CALLAHAN FL 320113805, CALLAHAN, FL 32011-3805

Mortgage

Document Number	0023580082
Date	May 1, 2020
Book Page	002358/000082
Instrument	45013156

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 30, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 45158 Fourth Ave was $1,376 with a homeowner's exemption, up 1.1% from the year before.

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Municipality	Callahan Town
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,376.00 (+1.1%) Homeowner's exemption	$132,928 (+2.9%)	$271,551 (+1.51%) Land $92,400 Building $179,151
2024	$1,361.00 (+1.72%) Homeowner's exemption	$129,182 (+3%)	$267,510 (+12.73%) Land $92,400 Building $175,110
2023	$1,338.00 (+48.5%) Homeowner's exemption	$125,419 (+23.96%)	$237,301 (+38.98%) Land $66,000 Building $171,301
2022	$901.00 Homeowner's exemption	$101,174	$170,750 Land $52,800 Building $117,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45158 Fourth Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2016–2022)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Apr 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45158 Fourth Ave is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALLAHAN WTP serves 1,730 people · EPA ID FL2450146
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Windstream Fiber · DSL in parts of the area	1,000 / 1,000