4515 Willow Rdg, Duncan, OK 73533 Property Records

Stephens County property record for 4515 Willow Rdg, Duncan, OK 73533

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,569 sqft · built 1988
Lot Size	0.974 acres (42,413 sqft)
Owner	2 Individual Names on Record
Last Sale	$253,000 (May 2020)
Tax Bill	$2,282 (2025)
Deeds & Mortgages	Dec 2012 Mortgage Aug 2008 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`18394`

Property Details

APN / Parcel Number

Primary APN	`18394`
Alternative APN	`1276-00-001-001-0-000-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,569 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	42,413 sqft (0.974 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	450 sqft
Porch	Slab
Porch Area	105 sqft
Deck Area	330 sqft
Shed	1 Shed
Shed Area	256 sqft
Arbor/Pergola	Arbor/Pergola

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	18394
Street Address	4515 WILLOW RDG
City	DUNCAN
State	OK
Zip	73533-8984
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BLK 1 LOT 1 HICKORY HILLS #2
Legal Range	07W
Legal Township	01N
Legal Section	18
Legal Subdivision	HICKORY HILL ADDN PRT II
Legal Block	1
Legal Lot Number	1
Jurisdiction	STEPHENS OK
Township / Civil Division	DUNCAN
Census Block Group	3
Census Block	3080
Census Tract	800

Owner

Source: Stephens County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4515 WILLOW RDG, DUNCAN, OK 73533-8984
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2012	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Aug 14, 2008	Deed of Trust, Mortgage BANCFIRST
Jul 23, 2008	Deed of Trust, Mortgage BANCFIRST
May 1, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST BANK & TRUST CO
Nov 20, 2017	Warranty Deed, Transfer · Commercial Mortgage BANCFIRST
Sep 23, 2008	Warranty Deed, Transfer · Conventional Mortgage HALLIBURTON EMPLOYEES FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2020 · Amount on Record
Deed Sale	May 1, 2020 · Amount on Record
Prior Sale	Nov 20, 2017 · Amount on Record
Deed Document Number	20203505
Deed Book / Page	5807 / 217
Record Updated	Oct 29, 2026

December 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS OK
Property Address	4515 WILLOW RDG, DUNCAN, OK 73533-8984
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004458/238
Date	Dec 18, 2012
Book Page	4458/238
Instrument	2012-866271

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2043

August 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS OK
Property Address	4515 WILLOW RDG, DUNCAN, OK 73533-8984
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003748/194
Date	Aug 14, 2008
Book Page	3748/194
Instrument	78-8081

Lender

Name	BANCFIRST
Type	Bank
Address	DUNCAN, OK 73534

Agreement

Amount	Amount Recorded
Term	4 Months
Due	Dec 5, 2008

July 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS OK
Property Address	4515 WILLOW RDG, DUNCAN, OK 73533-8984
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003737/265
Date	Jul 23, 2008
Book Page	3737/265
Instrument	78-7137

Lender

Name	BANCFIRST
Type	Bank
Address	DUNCAN, OK 73534

Agreement

Amount	Amount Recorded
Term	5 Months
Due	Dec 5, 2008

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS OK
Recording Date	May 1, 2020
Property Address	4515 WILLOW RDG, DUNCAN, OK 73533-8984
Document Number	005807/217
Book / Page	5807 / 217
Instrument Date	May 1, 2020
Instrument	2020-003505
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	STEPHENS COUNTY ABSTRACT COMPANY, STEPHENS COMPANY ABSTRACT CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$379.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4515 WILLOW RDG, DUNCAN, OK 73533-8984

Mortgage

Document Number	2020003506
Date	May 1, 2020
Instrument	2020-003506

Lender

Name	FIRST BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS OK
Recording Date	Nov 20, 2017
Property Address	4515 WILLOW RDG, DUNCAN, OK 73533-8984
Document Number	005395/233
Book / Page	5395 / 233
Instrument Date	Nov 6, 2017
Instrument	2017-962428
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$338.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4515 WILLOW RDG, DUNCAN, OK 73533-8984

Mortgage

Document Number	2017962429
Date	Nov 20, 2017
Instrument	2017-962429

Lender

Name	BANCFIRST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 20, 2037

Interest

Rate Type	Adjustable Rate

September 2008: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS OK
Recording Date	Sep 23, 2008
Property Address	4515 WILLOW RDG, DUNCAN, OK 73533-8984
Document Number	003767/262
Book / Page	3767 / 262
Instrument Date	Sep 16, 2008
Instrument	78-9811
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	SEWART ABSTRACT & TITLE OF O

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4515 WILLOW RDG, DUNCAN, OK 73533-8984

Mortgage

Document Number	003767/263
Date	Sep 23, 2008
Book Page	3767/263
Instrument	78-9812

Lender

Name	HALLIBURTON EMPLOYEES FCU
Address	DUNCAN, OK 73533

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2038

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Stephens County
Municipality	Duncan City
Unified School District	Duncan Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$28,886 (+3%) Land $2,667 Building $26,219	$262,594 (+3%) Land $24,241 Building $238,353
2025	$2,282.00 Homeowner's exemption	$28,045 (-1.44%) Land $2,667 Building $25,378	$254,946 (-1.44%) Land $24,241 Building $230,705
2024	$2,282.00 (-6.86%) Homeowner's exemption	$28,456 (-6.7%) Land $2,667 Building $25,789	$258,682 (-12.59%) Land $24,241 Building $234,441
2023	$2,450.00 Homeowner's exemption	$30,501 Land $2,667 Building $27,834	$295,951 Land $24,241 Building $271,710

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2007 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · lower than 66% of Oklahoma
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STEPHENS CO RWD #5 serves 6,426 people · EPA ID OK2006969
Water Source	Purchased surface water from DUNCAN PUBLIC UTILITIES AUTHORITY
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Nextlink Fixed Wireless	500 / 100
360 Broadband Fixed Wireless	400 / 50

May also be available: Dobson Fiber, Verizon.

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