4415 Willow Rdg, Duncan, OK 73533 Property Records

Stephens County property record for 4415 Willow Rdg, Duncan, OK 73533

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,177 sqft · built 1984
Lot Size	0.97 acres (42,260 sqft)
Owner	2 Individual Names on Record
Last Sale	$207,000 (Apr 2010)
Tax Bill	$1,998 (2025)
Deeds & Mortgages	Nov 2010 Mortgage Aug 2005 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`18385`

Property Details

APN / Parcel Number

Primary APN	`18385`
Alternative APN	`1275-00-002-001-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,177 sqft Living Area
Gross Area	2,089 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Traditional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	42,260 sqft (0.97 acres)
Garage Type	Carport
Garage Area	476 sqft
Carport	Carport
Carport Area	476 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	507 sqft
Shed	1 Shed
Shed Area	153 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	18385
Street Address	4415 WILLOW RDG
City	DUNCAN
State	OK
Zip	73533-8953
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BLK 2 LOT 1 HICKORY HILLS #1
Legal Range	07W
Legal Township	01N
Legal Section	18
Legal Subdivision	HICKORY HILL ADDITION
Legal Block	2
Legal Lot Number	1
Jurisdiction	STEPHENS OK
Township / Civil Division	DUNCAN
Census Block Group	3
Census Block	3080
Census Tract	800

Owner

Source: Stephens County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4415 WILLOW RDG, DUNCAN, OK 73533-8953
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2010	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK & TRUST CO
Aug 22, 2005	Deed of Trust, Mortgage · Line of Credit LEGACY BANK
Aug 22, 2005	Deed of Trust, Mortgage LEGACY BANK
Apr 9, 2008	Deed of Trust, Mortgage BANK OF COMMERCE
Mar 1, 2023	Quit Claim Deed, Transfer Quitclaim
Aug 3, 2010	Warranty Deed, Transfer
Apr 13, 2010	Warranty Deed, Transfer FIRST BANK & TRUST CO
Aug 16, 2005	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2010 · Amount on Record
Deed Sale	Apr 13, 2010 · Amount on Record
Prior Sale	Dec 26, 2000 · Amount on Record
Deed Document Number	201081-2879
Deed Book / Page	3986 / 251
Prior Transfer Date	Aug 15, 2005
Prior Transfer Doc	003203/258
Record Updated	Oct 29, 2026

November 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS OK
Property Address	4415 WILLOW RDG, DUNCAN, OK 73533-8953
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	004068/015
Date	Nov 5, 2010
Book Page	4068/015
Instrument	81-9311

Lender

Name	FIRST BANK & TRUST CO
Type	Bank
Address	DUNCAN, OK 73534

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2025

August 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS OK
Property Address	4415 WILLOW RDG, DUNCAN, OK 73533-8953
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003207/120
Date	Aug 22, 2005
Book Page	3207/120
Instrument	74-1170

Lender

Name	LEGACY BANK
Type	Bank
Address	DUNCAN, OK 73534

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Aug 18, 2006

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS OK
Property Address	4415 WILLOW RDG, DUNCAN, OK 73533-8953
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003207/132
Date	Aug 22, 2005
Book Page	3207/132
Instrument	74-1171

Lender

Name	LEGACY BANK
Type	Bank
Address	DUNCAN, OK 73534

Agreement

Amount	Amount Recorded
Term	54 Months
Due	Feb 18, 2010

Interest

Rate Type	Adjustable Rate

April 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS OK
Property Address	4415 WILLOW RDG, DUNCAN, OK 73533-8953
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003687/001
Date	Apr 9, 2008
Book Page	3687/001
Instrument	78-2527

Lender

Name	BANK OF COMMERCE
Type	Bank
Address	DUNCAN, OK 73533

Agreement

Amount	Amount Recorded
Term	35 Months
Due	Mar 20, 2011

March 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEPHENS OK
Recording Date	Mar 1, 2023
Property Address	4415 WILLOW RDG, DUNCAN, OK 73533-8953
Document Number	0006305/48
Book / Page	6305 / 48
Instrument Date	Feb 2, 2023
Instrument	I-2023-001927
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4415 WILLOW RDG, DUNCAN, OK 73533-8953

August 2010: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS OK
Recording Date	Aug 3, 2010
Property Address	4415 WILLOW RDG, DUNCAN, OK 73533-8953
Document Number	004029/278
Book / Page	4029 / 278
Instrument Date	Aug 2, 2010
Instrument	81-6296
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Amount	Amount Recorded
Tax	$18.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4415 WILLOW RDG, DUNCAN, OK 73533-8953
Investor	Possibly a Property Investor

April 2010: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS OK
Recording Date	Apr 13, 2010
Property Address	4415 WILLOW RDG, DUNCAN, OK 73533-8953
Document Number	003986/251
Book / Page	3986 / 251
Instrument Date	Apr 12, 2010
Instrument	81-2879
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$310.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4415 WILLOW RDG, DUNCAN, OK 73533-8953
Investor	Possibly a Property Investor

Mortgage

Document Number	003986/253
Date	Apr 13, 2010
Book Page	3986/253
Instrument	81-2880

Lender

Name	FIRST BANK & TRUST CO
Type	Bank
Address	DUNCAN, OK 73534

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Apr 20, 2011

August 2005: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEPHENS OK
Recording Date	Aug 16, 2005
Property Address	4415 WILLOW RDG, DUNCAN, OK 73533-8953
Document Number	003203/258
Book / Page	3203 / 258
Instrument Date	Aug 15, 2005
Instrument	74-0794
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2505 COPPER COVE DR, DUNCAN, OK 73533-1160

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Stephens County
Municipality	Duncan City
Unified School District	Duncan Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$25,681 (+4.01%) Land $2,665 Building $23,016	$233,459 (+4.01%) Land $24,226 Building $209,233
2025	$1,998.00 (-0.05%) Homeowner's exemption	$24,690 (-3.05%) Land $2,665 Building $22,025	$224,455 (-3.9%) Land $24,226 Building $200,229
2024	$1,999.00 (-1.58%) Homeowner's exemption	$25,466 (+1.75%) Land $2,665 Building $22,801	$233,555 (+2.64%) Land $24,226 Building $209,329
2023	$2,031.00 Homeowner's exemption	$25,029 Land $2,665 Building $22,364	$227,537 Land $24,226 Building $203,311

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2007 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 46% of Oklahoma
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STEPHENS CO RWD #5 serves 6,426 people · EPA ID OK2006969
Water Source	Purchased surface water from DUNCAN PUBLIC UTILITIES AUTHORITY
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Nextlink Fixed Wireless	500 / 100
360 Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

4415 Willow Rdg, Duncan, OK 73533 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

November 2010: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2005: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

August 2005: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

April 2008: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2023: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

August 2010: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

April 2010: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2005: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Willow Rdg

Nearby Streets

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