4515 Southwinds Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 4515 Southwinds Dr, Miramar Beach, FL 32550

Property Summary

Property Type	Condominium
Lot Size	0.006 acres (275 sqft)
Owner	Trust Name on File
Last Sale	$2,200,000 (Nov 2025)
Tax Bill	$11,297 (2024)
Deeds & Mortgages	Nov 2025 Sale Jul 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34-2S-21-42600-000-4515`

Property Details

APN / Parcel Number

Primary APN	`34-2S-21-42600-000-4515`
Alternative APN	`1077281`

Exterior

Lot Area	275 sqft (0.006 acres)

Location & Zoning

Account Number	1077281
Street Address	4515 SOUTHWINDS DR
City	MIRAMAR BEACH
State	FL
Zip	32550-7287
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	SD
Legal Description	UNIT NO 4515 SOUTHWINDS II AT SANDESTIN CONDO OR 1620-65 OR 1620-67 OR 2334-10 OR 2372-1530 OR 3035-1727 OR 3261-2502
Legal Range	21W
Legal Township	02S
Legal Section	34
Legal Subdivision	SOUTHWINDS I AT SANDESTIN
Legal Lot Number	4515
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1003
Census Tract	950609

Owner

4515 Southwinds Dr, a condominium, is owner-occupied and held in a trust since November 2025.

Source: Walton County records, as of December 17, 2025

Owner of Record	Trust Name on File
Co-owner	2 Co-owners on File
Mailing Address	6214 SNOWBALL ST, PROSPECT, KY 40059-6328
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2025	Warranty Deed, Transfer NORTHEAST FL TITLE LLC, NORTHWEST FLORIDA T&E LLC
Jul 28, 2022	Warranty Deed, Transfer BURKE LAW AND TITLE LLC
Mar 9, 2017	Warranty Deed, Transfer MCNEESE TITLE LLC

Assessor's Deed Record

Deed Names	4 Names on Deed
Last Sale	Nov 14, 2025 · Amount on File
Deed Sale	Nov 14, 2025 · Amount on File
Prior Sale	Jul 28, 2022 · Amount on File
Deed Document Number	20250042226
Deed Book / Page	3377 / 3281
Record Updated	Jun 8, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Nov 14, 2025
Property Address	4515 SOUTHWINDS DR, MIRAMAR BEACH, FL 32550-7287
Document Number	0033773281
Book / Page	3377 / 3281
Map Reference	MB 1600 PG 152
Instrument Date	Oct 17, 2025
Instrument	20250042226
Transaction Type	Transfer
Record Updated	Nov 28, 2025
Title Company	NORTHEAST FL TITLE LLC, NORTHWEST FLORIDA T&E LLC

Transaction

Amount	Amount on Record
Tax	$15,400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	755 GRAND BLVD # BLVDB105-3, BLVDB105-3, MIRAMAR BEACH, FL 32550-1838

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	6214 SNOWBALL ST, PROSPECT, KY 40059-6328

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jul 28, 2022
Property Address	4515 SOUTHWINDS DR, MIRAMAR BEACH, FL 32550-7287
Document Number	0032612502
Book / Page	3261 / 2502
Map Reference	MB 4 PG 24-24HH
Instrument Date	Jul 22, 2022
Instrument	20220034657
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	BURKE LAW AND TITLE LLC

Transaction

Amount	Amount on Record
Tax	$13,160.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2612 HUMMINGBIRD ST, LIMA, OH 45807-1425

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 MONARCH DR, SANTA ROSA BEACH, FL 32459-3170

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Mar 9, 2017
Property Address	4515 SOUTHWINDS DR, MIRAMAR BEACH, FL 32550-7287
Document Number	0030351727
Book / Page	003035 / 001727
Instrument Date	Mar 7, 2017
Instrument	7343
Transaction Type	Transfer
Record Updated	Apr 7, 2017
Title Company	MCNEESE TITLE LLC

Transaction

Amount	Amount on Record
Tax	$7,525.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	211 SQUIRE LN LIMA OH 458053660, LIMA, OH 45805-3660

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,457,190 Building $1,457,190	$1,457,190 Building $1,457,190
2024	$11,297.00 (+3.64%)
2023	$10,900.00 Homeowner's exemption	$1,531,669 (+65%) Building $1,531,669	$1,531,669 (+65%) Building $1,531,669
2022	Homeowner's exemption	$928,284 Building $928,284	$928,284 Building $928,284

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4515 Southwinds Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 750 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4,168 units insured incl. 3,418 condo units
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	45 of 64
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4515 Southwinds Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Wildstar Networks.

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