Walton County property record for 4514 Southwinds Dr, Miramar Beach, FL 32550
| Property Type | Condominium |
|---|---|
| Lot Size | 0.006 acres (275 sqft) |
| Owner | Owner Name on File |
| Last Sale | $785,000 (Sep 2009) |
| Tax Bill | $10,014 (2024) |
| Deeds & Mortgages | Jan 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 34-2S-21-42600-000-4514 |
| Primary APN | 34-2S-21-42600-000-4514 |
|---|---|
| Alternative APN |
|
| Lot Area | 275 sqft (0.006 acres) |
|---|
| Account Number | 1077280 |
|---|---|
| Street Address | 4514 SOUTHWINDS DR |
| City | MIRAMAR BEACH |
| State | FL |
| Zip | 32550-7287 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | SD |
| Legal Description | UNIT 4514 SOUTHWINDS II AT SANDESTIN CONDO OR 1606-272 OR 2129-135 OR 2516-1489 OR 2826-2179 |
| Legal Range | 21W |
| Legal Township | 02S |
| Legal Section | 34 |
| Legal Subdivision | SOUTHWINDS I AT SANDESTIN |
| Legal Lot Number | 4514 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 950609 |
The current owner of 4514 Southwinds Dr bought it in September 2009.
Source: Walton County records, as of December 17, 2025
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 218 WRIGHTS MILL DR, MADISON, MS 39110-8424 |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 24, 2009 · Amount on File |
| Deed Sale | Sep 24, 2009 · Amount on File |
| Prior Sale | Jul 7, 2003 · Amount on File |
| Deed Document Number | 1093797 |
| Deed Book / Page | 2826 / 2179 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 4514 SOUTHWINDS DR, MIRAMAR BEACH, FL 32550-7287 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2024 |
| Name | Verified Name |
|---|---|
| Address | 218 WRIGHTS MILL DR, MADISON, MS 39110-8424 |
| Document Number | 0033123845 |
|---|---|
| Date | Jan 11, 2024 |
| Book Page | 3312/3845 |
| Instrument | 20240001103 |
| Name | THE FIRST A NATIONAL BANKING ASSN |
|---|---|
| Type | Bank |
| Address | NICEVILLE, FL 32578 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
Source: Walton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,248,109 Building $1,248,109 | $1,248,109 Building $1,248,109 | |
| 2024 | $10,014.00 (+2.12%) | ||
| 2023 | $9,806.00 (+33.09%) | $1,311,901 (+65%) Building $1,311,901 | $1,311,901 (+65%) Building $1,311,901 |
| 2022 | $7,368.00 | $795,092 Building $795,092 | $795,092 Building $795,092 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4514 Southwinds Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 750 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4,168 units insured incl. 3,418 condo units |
| Nearby Flood Claims | 64 (1995–2024) |
| Claims Outside the SFHA | 45 of 64 |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4514 Southwinds Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Fiber · Cable in parts of the area | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Wildstar Networks.
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