Watauga County property record for 4515 Georges Gap Rd, Vilas, NC 28692
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,188 sqft · built 2007 |
| Lot Size | 2.99 acres (130,244 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $587 (2025) |
| Deeds & Mortgages | Dec 2019 Mortgage Feb 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1973-06-5123-000 |
| Primary APN | 1973-06-5123-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,188 sqft Living Area |
| 1st Floor Area | 1,188 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 130,244 sqft (2.99 acres) |
| Patio Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 1627336 |
|---|---|
| Street Address | 4515 GEORGES GAP RD |
| City | VILAS |
| State | NC |
| Zip | 28692-9344 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | S R #1213 |
| Jurisdiction | WATAUGA NC |
| Township / Civil Division | BEAVERDAM |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 920200 |
4515 Georges Gap Rd, a mobile home, is owned and occupied by two individuals.
Source: Watauga County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4515 GEORGES GAP RD, VILAS, NC 28692-9344 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 2, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LIFESTORE BANK |
| Feb 14, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SKYLINE NAT'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATAUGA NC |
| Property Address | 4515 GEORGES GAP RD, VILAS, NC 28692-9344 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0020630003 |
|---|---|
| Date | Dec 2, 2019 |
| Book Page | 2063/0003 |
| Instrument | 685121 |
| Name | LIFESTORE BANK |
|---|---|
| Type | Bank |
| Address | WEST JEFFERSON, NC 28694 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Dec 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATAUGA NC |
| Property Address | 4515 GEORGES GAP RD, VILAS, NC 28692-9344 |
| Document Number | 0020130840 |
| Instrument Date | Feb 14, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 4515 GEORGES GAP RD VILAS NC 286929344, VILAS, NC 28692-9344 |
| Document Number | 0020130840 |
|---|---|
| Date | Feb 14, 2019 |
| Book Page | 002013/000840 |
| Instrument | 676412 |
| Name | SKYLINE NAT'L BK |
|---|---|
| Address | BOONE, NC 28607 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 13, 2034 |
The 2025 property tax bill for 4515 Georges Gap Rd was $587.
Source: Watauga County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Watauga County |
| Unified School District | Watauga County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $128,400 (-) Land $30,000 Building $98,400 | ||
| 2025 | $587.00 | $128,400 Land $30,000 Building $98,400 | |
| 2024 | $128,400 Land $30,000 Building $98,400 | ||
| 2023 | $128,400 Land $30,000 Building $98,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4515 Georges Gap Rd in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 9 (1990–2024) |
| Claims Outside the SFHA | 3 of 9 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4515 Georges Gap Rd is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 80% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
No cell data coverage reported
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