Watauga County property record for 4497 Georges Gap Rd, Vilas, NC 28692
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,075 sqft · built 1920 |
| Lot Size | 1.79 acres (77,972 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $663 (2025) |
| Deeds & Mortgages | Feb 2017 Line of Credit Aug 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 1973-05-2911-000 |
| Primary APN | 1973-05-2911-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,075 sqft Living Area |
| 1st Floor Area | 896 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 77,972 sqft (1.79 acres) |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Account Number | 1627336 |
|---|---|
| Street Address | 4497 GEORGES GAP RD |
| City | VILAS |
| State | NC |
| Zip | 28692-9343 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S R #1213 REM 959/083 |
| Jurisdiction | WATAUGA NC |
| Township / Civil Division | BEAVERDAM |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 920200 |
Source: Watauga County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4515 GEORGES GAP RD, VILAS, NC 28692-9344 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 22, 2017 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Aug 12, 2022 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATAUGA NC |
| Property Address | 4497 GEORGES GAP RD, VILAS, NC 28692-9343 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0019050222 |
|---|---|
| Date | Feb 22, 2017 |
| Book Page | 1905/0222 |
| Instrument | 655821 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | BOONE, NC 28607 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WATAUGA NC |
| Recording Date | Aug 12, 2022 |
| Property Address | 4497 GEORGES GAP RD, VILAS, NC 28692-9343 |
| Document Number | 0022920063 |
| Book / Page | 2292 / 63 |
| Instrument Date | Aug 11, 2022 |
| Instrument | 723306 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4543 GEORGES GAP RD, 4543, VILAS, NC 28692-9344 |
| Name | Verified Name |
|---|---|
| Address | 4515 GEORGES GAP RD, VILAS, NC 28692-9344 |
Source: Watauga County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Watauga County |
| Unified School District | Watauga County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $149,000 (-) Land $24,000 Building $125,000 | ||
| 2025 | $663.00 | $149,000 (-) Land $24,000 Building $125,000 | |
| 2024 | $149,000 Land $24,000 Building $125,000 | ||
| 2023 | $149,000 Land $24,000 Building $125,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 9 (1990–2024) |
| Claims Outside the SFHA | 3 of 9 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · above 81% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
No cell data coverage reported
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