4514 Timber Ln, Fulton, MO 65251 Property Records

Callaway County property record for 4514 Timber Ln, Fulton, MO 65251

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,234 sqft · built 1994
Lot Size	3.07 acres (134,165 sqft)
Owner	Individual Name on Record
Tax Bill	$2,715 (2025)
Deeds & Mortgages	Jun 2017 Mortgage Jan 2022 Refinance + 5 more
Flood Zone	Zone X (minimal risk)
APN	`07-08.0-34.0-00-000-004.007`

Property Details

APN / Parcel Number

Primary APN	`07-08.0-34.0-00-000-004.007`
Alternative APNs	`708034000000004000` `708034000000004007`

Interior

Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	2,234 sqft Living Area
1st Floor Area	1,690 sqft
Basement Area	2,234 sqft
Finished Basement	1,014 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Geodesic/Dome
Roof Material	Fiberglass
Lot Area	134,165 sqft (3.07 acres)
Garage Type	Mixed
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	32 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Oil

Location & Zoning

Account Number	708034000000004007
Street Address	4514 TIMBER LN
City	FULTON
State	MO
Zip	65251-3685
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 OAK RUN SUB
Legal Subdivision	OAK RUN
Legal Lot Number	3
Jurisdiction	CALLAWAY MO
Township / Civil Division	WEST FULTON
Census Block Group	2
Census Block	2085
Census Tract	70500

Owner

Source: Callaway County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4514 TIMBER LN, FULTON, MO 65251-3685
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage DAS ACQUISITION
Jan 27, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance INTERCONTINENTAL CAPITAL GROUP INC
May 29, 2025	Deed of Trust, Mortgage · Closed-End Mortgage MID AMERICA BANK
Jan 26, 2011	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Jan 9, 2026	Warranty Deed, Transfer
Jan 8, 2026	Warranty Deed, Transfer
Jun 27, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2026
Deed Sale	Jan 9, 2026
Prior Sale	Jan 8, 2026
Deed Document Number	202600134
Deed Book / Page	524 / 792
Record Updated	Jun 8, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	4514 TIMBER LN, FULTON, MO 65251-3685
Transaction Type	Mortgage
Record Updated	Feb 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	D0239/0226
Date	Jun 27, 2017
Book Page	D0239/0226
Instrument	201704086

Lender

Name	DAS ACQUISITION
Type	Mortgage Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	4514 TIMBER LN, FULTON, MO 65251-3685
Transaction Type	Mortgage
Record Updated	Feb 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000497/556
Date	Jan 27, 2022
Book Page	497/556
Instrument	202200566

Lender

Name	INTERCONTINENTAL CAPITAL GROUP INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Feb 1, 2051

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	4514 TIMBER LN, FULTON, MO 65251-3685
Transaction Type	Mortgage
Record Updated	Feb 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000520/271
Date	May 29, 2025
Book Page	520/271
Instrument	202502848

Lender

Name	MID AMERICA BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 29, 2026

January 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	4514 TIMBER LN, FULTON, MO 65251-3685
Transaction Type	Mortgage
Record Updated	Feb 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	D0228/0069
Date	Jan 26, 2011
Book Page	D0228/0069
Instrument	0D228-00069

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Jan 9, 2026
Property Address	4514 TIMBER LN, FULTON, MO 65251-3685
Document Number	000524/792
Book / Page	524 / 792
Map Reference	MB 9 PG 145
Instrument Date	Jan 8, 2026
Instrument	202600134
Transaction Type	Transfer
Record Updated	Feb 17, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4514 TIMBER LN, FULTON, MO 65251-3685

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Jan 8, 2026
Property Address	4514 TIMBER LN, FULTON, MO 65251-3685
Document Number	000524/792
Book / Page	524 / 792
Instrument Date	Jan 8, 2026
Instrument	202600134
Transaction Type	Transfer
Record Updated	Feb 17, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4514 TIMBER LN, FULTON, MO 65251-3685

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Jun 27, 2017
Property Address	4514 TIMBER LN, FULTON, MO 65251-3685
Document Number	M0466/0338
Book / Page	M0466 / 0338
Instrument Date	Jun 23, 2017
Instrument	201704085
Transaction Type	Transfer
Record Updated	Feb 17, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4514 TIMBER LN, FULTON, MO 65251-3685

Tax Assessment & Valuation

Source: Callaway County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Unified School District	Fulton 58 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,715.00	$44,823 (-)	$235,910 (-)
2024	$2,715.00 (+0.41%)	$44,823 (-)	$235,910 (-)
2023	$2,704.00 (+1.05%)	$44,823 (+1.07%)	$235,910 (+1.07%)
2022	$2,676.00	$44,348 Land $1,756 Building $42,592
2021			$233,410 Land $9,240 Building $224,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 67% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALLAWAY 2 WATER DISTRICT serves 13,080 people · EPA ID MO3024085
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Callabyte Fiber	1,000 / 1,000
FireServe Fixed Wireless · not low latency	100 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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