4500 Timber Ln, Fulton, MO 65251 Property Records

Callaway County property record for 4500 Timber Ln, Fulton, MO 65251

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,636 sqft · built 1995
Lot Size	3.09 acres (135,036 sqft)
Owner	Individual Name on Record
Tax Bill	$2,222 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jan 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-08.0-34.0-00-000-004.008`

Property Details

APN / Parcel Number

Primary APN	`07-08.0-34.0-00-000-004.008`
Alternative APNs	`708034000000004000` `708034000000004008`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,636 sqft Living Area
1st Floor Area	1,636 sqft
Basement Area	1,636 sqft
Finished Basement	1,100 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Geodesic/Dome
Roof Material	Fiberglass
Lot Area	135,036 sqft (3.09 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	162 sqft
Deck Area	230 sqft
Patio Area	200 sqft
Shed	1 Shed
Shed Area	160 sqft
Lean-To	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Oil

Location & Zoning

Account Number	708034000000004008
Street Address	4500 TIMBER LN
City	FULTON
State	MO
Zip	65251-3685
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 OAK RUN
Legal Subdivision	OAK RUN
Legal Lot Number	4
Jurisdiction	CALLAWAY MO
Township / Civil Division	WEST FULTON
Census Block Group	2
Census Block	2085
Census Tract	70500

Owner

Source: Callaway County records, as of January 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4500 TIMBER LN, FULTON, MO 65251-3685
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2020	Deed of Trust, Mortgage · ARM CALLAWAY BANK
Jan 17, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance JEFFERSON BANK
Nov 13, 2020	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2020
Deed Sale	Nov 13, 2020
Deed Document Number	202008247
Deed Book / Page	488 / 884
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	4500 TIMBER LN, FULTON, MO 65251-3685
Transaction Type	Mortgage
Record Updated	Mar 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000245/473
Date	Nov 13, 2020
Book Page	245/473
Instrument	202008248

Lender

Name	CALLAWAY BANK

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.13%
Margin	3

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	4500 TIMBER LN, FULTON, MO 65251-3685
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	243/488
Date	Jan 17, 2020
Book Page	243/488
Instrument	202000357

Lender

Name	JEFFERSON BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CALLAWAY MO
Recording Date	Nov 13, 2020
Property Address	4500 TIMBER LN, FULTON, MO 65251-3685
Document Number	488/884
Book / Page	488 / 884
Instrument Date	Nov 6, 2020
Instrument	202008247
Transaction Type	Transfer
Record Updated	Dec 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	TIMBER LN, FULTON, MO

Tax Assessment & Valuation

Source: Callaway County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Unified School District	Fulton 58 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,222.00	$36,685 (-)	$193,080 (-)
2024	$2,222.00 (+0.41%)	$36,685 (-)	$193,080 (-)
2023	$2,213.00 (+1.28%)	$36,685 (+1.31%)	$193,080 (+1.31%)
2022	$2,185.00	$36,210 Land $1,767 Building $34,443
2021			$190,580 Land $9,300 Building $181,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 67% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALLAWAY 2 WATER DISTRICT serves 13,080 people · EPA ID MO3024085
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Callabyte Fiber	1,000 / 1,000
FireServe Fixed Wireless · not low latency	100 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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