4514 Oakley St, Duluth, MN 55804 Property Records

St. Louis County property record for 4514 Oakley St, Duluth, MN 55804 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,040 sqft · built 1957
Lot Size	0.387 acres (16,895 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Oct 2023)
Tax Bill	$3,790 (2026)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Sep 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`010-2780-01710`

Property Details

APN / Parcel Number

Primary APN	`010-2780-01710`
Alternative APNs	`1156759` `916119`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,040 sqft Gross Area
1st Floor Area	1,040 sqft
Basement Area	260 sqft
Finished Basement	260 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Lot Area	16,895 sqft (0.387 acres)
Garage Area	240 sqft
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	48 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1156759
Street Address	4514 OAKLEY ST
City	DULUTH
State	MN
Zip	55804-1228
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0007 BLOCK:012 SERIAL #
Legal Subdivision	LAKESIDE GARDENS
Legal Block	12
Legal Lot Number	7
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	4
Census Block	4001
Census Tract	600

Owner

Source: St. Louis County records · APN 010-2780-01710

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4514 OAKLEY ST, DULUTH, MN 55804-1228
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 11, 2023	Deed, Transfer NOT AVAILABLE, PIONEER TITLE TWIN PORTS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 23, 2023 · Amount on Record
Deed Sale	Oct 23, 2023 · Amount on Record
Prior Sale	Sep 11, 2023 · Amount on Record
Deed Document Number	20231073666
Prior Transfer Date	Jan 30, 2015
Prior Transfer Doc	000T953997
Record Updated	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 23, 2023
Property Address	4514 OAKLEY ST, DULUTH, MN 55804-1228
Document Number	0001073666
Instrument Date	Oct 16, 2023
Instrument	1073666
Transaction Type	Transfer
Record Updated	Nov 22, 2023
Title Company	NOT AVAILABLE, PIONEER TITLE TWIN PORTS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$825.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4514 OAKLEY ST, DULUTH, MN 55804-1228

Mortgage

Document Number	0001073667
Date	Oct 23, 2023
Instrument	1073667

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2053

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 11, 2023
Property Address	4514 OAKLEY ST, DULUTH, MN 55804-1228
Document Number	0001072152
Instrument Date	Aug 31, 2023
Instrument	1072152
Transaction Type	Transfer
Record Updated	Oct 05, 2023
Title Company	NOT AVAILABLE, PIONEER TITLE TWIN PORTS

Transaction

Amount	Amount Recorded
Tax	$643.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1512 E SUPORTER ST, DULUTH, MN 55812

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,790.00 (+6.88%) Homeowner's exemption
2025	$3,546.00 (+0.62%) Homeowner's exemption	$294,100 (+6.1%) Land $75,000 Building $219,100	$294,100 (+6.1%) Land $75,000 Building $219,100
2024		$277,200 (+18.31%) Land $72,300 Building $204,900	$277,200 (+18.31%) Land $72,300 Building $204,900
2023	$3,524.00
2022		$234,300 Land $55,600 Building $178,700	$234,300 Land $55,600 Building $178,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370006004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 39% of Minnesota
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 424 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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