St. Louis County property record for 4502 Oakley St, Duluth, MN 55804
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,324 sqft · built 1977 |
| Lot Size | 0.594 acres (25,888 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,496 (2026) |
| Deeds & Mortgages | Apr 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-2780-01740 |
| Primary APN | 010-2780-01740 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,324 sqft Gross Area |
| 1st Floor Area | 1,324 sqft |
| Basement Area | 878 sqft |
| Finished Basement | 878 sqft |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Split Foyer |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 25,888 sqft (0.594 acres) |
| Garage Type | Mixed |
| Garage Area | 672 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Porch |
| Porch Area | 144 sqft |
| Deck Area | 24 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Gas |
| Account Number | 544283 |
|---|---|
| Street Address | 4502 OAKLEY ST |
| City | DULUTH |
| State | MN |
| Zip | 55804-1228 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | INC PART OF VAC 45TH AVE E ADJ SERIAL # |
| Legal Subdivision | LAKESIDE GARDENS DULUTH |
| Legal Block | 12 |
| Legal Lot Number | 10 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 600 |
Source: St. Louis County records · APN 010-2780-01740
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4502 OAKLEY ST, DULUTH, MN 55804-1228 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4502 OAKLEY ST, DULUTH, MN 55804-1228 |
| Document Number | 000T984169 |
| Instrument Date | Apr 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4502 OAKLEY ST DULUTH MN 558041228, DULUTH, MN 55804-1228 |
| Document Number | 000T984169 |
|---|---|
| Date | Apr 21, 2017 |
| Instrument | T984169 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 20, 2047 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,496.00 (+6.8%) Homeowner's exemption | ||
| 2025 | $5,146.00 (-3.42%) Homeowner's exemption | $409,800 (+6.28%) Land $87,600 Building $322,200 | $409,800 (+6.28%) Land $87,600 Building $322,200 |
| 2024 | $5,328.00 | $385,600 (+10.65%) Land $84,400 Building $301,200 | $385,600 (+10.65%) Land $84,400 Building $301,200 |
| 2022 | $348,500 Land $65,000 Building $283,500 | $348,500 Land $65,000 Building $283,500 |
Source: FEMA National Flood Hazard Layer as of March 24, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2013 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, Verizon.
Based on FCC filings for 424 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Duluth serves 86,859 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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