4514 Emma Ln, Laredo, TX 78046 Property Records

Webb County property record for 4514 Emma Ln, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	1,165 sqft · built 2019
Lot Size	0.114 acres (4,946 sqft)
Owner	Individual Name on Record
Last Sale	$266,768 (Apr 2023)
Tax Bill	$951 (2025)
Deeds & Mortgages	Sep 2021 Second Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`953-04002-070`

Property Details

APN / Parcel Number

Primary APN	`953-04002-070`
Alternative APN	`599476`

Interior

Stories	1 Story
Building Area	1,165 sqft Living Area
1st Floor Area	1,165 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,946 sqft (0.114 acres)
Porch	Open Porch
Porch Area	111 sqft

Location & Zoning

Street Address	4514 EMMA LN
City	LAREDO
State	TX
Zip	78046-6769
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CUATRO VIENTOS SUR, BLOCK 2, LOT 7, PHASE XI
Legal Subdivision	CUATRO VIENTOS SUR
Legal Phase	XI
Legal Block	2
Legal Lot Number	7
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	1
Census Block	1020
Census Tract	1806

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4514 EMMA LN, LAREDO, TX 78046-6769
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TEXAS STATE AFFORDABLE HSNG CORP
Sep 22, 2021	Vendor's Lien, Transfer · FHA Mortgage THRIVE MORTGAGE LLC
Jun 24, 2019	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage THRIVE MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2023 · Amount on Record
Deed Sale	Apr 18, 2023 · Amount on Record
Prior Sale	Sep 22, 2021 · Amount on Record
Deed Document Number	20231497399
Deed Book / Page	5448 / 586
Prior Transfer Date	Sep 20, 2021
Prior Transfer Doc	005116/308
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	4514 EMMA LN, LAREDO, TX 78046-6769
Transaction Type	Mortgage
Record Updated	Jan 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4514 EMMA LN, LAREDO, TX 78046-6769

Mortgage

Document Number	005117/501
Date	Sep 23, 2021
Book Page	5117/501
Instrument	1443095

Lender

Name	TEXAS STATE AFFORDABLE HSNG CORP
Type	Government Agency
Address	AUSTIN, TX 78752

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Sep 20, 2024

September 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Sep 22, 2021
Property Address	4514 EMMA LN, LAREDO, TX 78046-6769
Document Number	005116/308
Book / Page	5116 / 308
Map Reference	VOL 36 PG 78&79
Instrument Date	Sep 20, 2021
Instrument	1442957
Transaction Type	Transfer
Record Updated	Jan 12, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4514 EMMA LN, LAREDO, TX 78046-6769

Mortgage

Document Number	0001442958
Date	Sep 22, 2021
Instrument	1442958

Lender

Name	THRIVE MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

June 2019: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jun 24, 2019
Property Address	4514 EMMA LN, LAREDO, TX 78046-6769
Document Number	004619/227
Book / Page	4619 / 227
Map Reference	VOL 36 PG 78&79
Instrument Date	Jun 20, 2019
Instrument	1364129
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 12, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4514 EMMA LANE, LAREDO, TX 78046-6769

Mortgage

Document Number	0001364130
Date	Jun 24, 2019
Instrument	1364130

Lender

Name	THRIVE MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$187,221 (-0.45%) Land $54,604 Building $132,617	$187,221 (-0.45%) Land $54,604 Building $132,617
2025	$951.00 (+7.22%) Homeowner's exemption	$188,058 (+13.23%) Land $54,604 Building $133,454	$188,058 (+13.23%) Land $54,604 Building $133,454
2024	$887.00 (-14.71%)
2023		$166,080 Land $31,852 Building $134,228	$166,080 Land $31,852 Building $134,228
2022	$1,040.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: AT&T, Verizon.

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