4513 Emma Ln, Laredo, TX 78046 Property Records

Webb County property record for 4513 Emma Ln, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	1,415 sqft · built 2019
Lot Size	0.112 acres (4,870 sqft)
Owner	2 Individual Names on Record
Last Sale	$158,200 (Jan 2020)
Tax Bill	$990 (2024)
Deeds & Mortgages	Sep 2025 Mortgage Dec 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`953-04003-070`

Property Details

APN / Parcel Number

Primary APN	`953-04003-070`
Alternative APN	`599491`

Interior

Stories	1 Story
Building Area	1,415 sqft Living Area
1st Floor Area	1,415 sqft
Utility Area	9 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	4,870 sqft (0.112 acres)
Porch	Open Porch
Porch Area	32 sqft

Location & Zoning

Street Address	4513 EMMA LN
City	LAREDO
State	TX
Zip	78046-6769
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CUATRO VIENTOS SUR, BLOCK 3, LOT 7, PHASE XI
Legal Subdivision	CUATRO VIENTOS SUR
Legal Phase	XI
Legal Block	3
Legal Lot Number	7
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	1
Census Block	1020
Census Tract	1806

Owner

Source: Webb County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4513 EMMA LN, LAREDO, TX 78046-6769
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2025	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Dec 1, 2023	Deed of Trust, Mortgage · FHA Mortgage IDAHO HOUSING & FINANCE ASSN
Jan 7, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage THE BANK OF NEW YORK MELLON TRUST CO NA
Jan 7, 2020	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage SFMC LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2020 · Amount on Record
Deed Sale	Jan 7, 2020 · Amount on Record
Deed Document Number	20201381195
Deed Book / Page	4719 / 236
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	4513 EMMA LN, LAREDO, TX 78046-6769
Transaction Type	Mortgage
Record Updated	Oct 3, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4513 EMMA LN, LAREDO, TX 78046-6769

Mortgage

Document Number	005910/690
Date	Sep 25, 2025
Book Page	5910/690
Instrument	1568698

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME
Type	Non-Lending Institution
Address	451 7TH ST SW, WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	292 Months
Due	Jan 1, 2050

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	4513 EMMA LN, LAREDO, TX 78046-6769
Transaction Type	Mortgage
Record Updated	Dec 14, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4513 EMMA LN, EL CENIZO, TX 78046-6769

Mortgage

Document Number	005567/882
Date	Dec 1, 2023
Book Page	5567/882
Instrument	1516570

Lender

Name	IDAHO HOUSING & FINANCE ASSN
Type	Government Agency
Address	BOISE, ID 83702

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Jan 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	4513 EMMA LN, LAREDO, TX 78046-6769
Transaction Type	Mortgage
Record Updated	Jan 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004719/258
Date	Jan 7, 2020
Book Page	4719/258
Instrument	1381197

Lender

Name	THE BANK OF NEW YORK MELLON TRUST CO NA
Type	Bank
Address	10161

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

January 2020: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jan 7, 2020
Property Address	4513 EMMA LN, LAREDO, TX 78046-6769
Document Number	004719/236
Book / Page	4719 / 236
Map Reference	VOL 36 PG 78&79
Instrument Date	Jan 3, 2020
Instrument	1381195
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 12, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4513 EMMA LANE, LAREDO, TX 78046-6769

Mortgage

Document Number	0001381196
Date	Jan 7, 2020
Instrument	1381196

Lender

Name	SFMC LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Webb County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$208,046 (+11.84%) Land $53,765 Building $154,281	$208,046 (+11.84%) Land $53,765 Building $154,281
2024	$990.00 (-14.73%)
2023		$186,023 Land $31,363 Building $154,660	$186,023 Land $31,363 Building $154,660
2022	$1,161.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: AT&T, Verizon.

Nearby Properties on Emma Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures