Kenton County property record for 4507 Carroll St, Covington, KY 41015
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 976 sqft · built 1945 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $73,349 (Oct 2003) |
| Tax Bill | $1,499 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Apr 2017 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 056-40-00-002.01 |
| Primary APN | 056-40-00-002.01 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 976 sqft Finished Area |
| Gross Area | 1,272 sqft |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Exterior Material | Brick |
| Foundation Type | Block |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 4507 CARROLL ST |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-1825 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WOLKING LOT 30 PLUS PORTION OF CLOSED WOLKING STREET |
| Legal Subdivision | WOLKING |
| Legal Lot Number | 30 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 61200 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4507 CARROLL ST, COVINGTON, KY 41015-1825 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 25, 2020 | Deed of Trust, Mortgage · Conventional with PMI US BK |
| Apr 28, 2017 | Deed of Trust, Mortgage · Line of Credit US BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 22, 2003 · Amount on Record |
| Deed Sale | Oct 22, 2003 · Amount on Record |
| Prior Sale | Nov 11, 1997 · Amount on Record |
| Deed Document Number | 200310 22 059 00340 |
| Deed Book / Page | 1910 / 176 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 4507 CARROLL ST, COVINGTON, KY 41015-1825 |
| Document Number | 0000000224 |
| Instrument Date | Apr 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4507 CARROLL ST COVINGTON KY 410151825, COVINGTON, KY 41015-1825 |
| Document Number | 0000000224 |
|---|---|
| Date | May 18, 2020 |
| Book Page | 000M45/000150 |
| Instrument | 224 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 17, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 4507 CARROLL ST, COVINGTON, KY 41015-1825 |
| Document Number | 0000000450 |
| Book / Page | 0C6177 / 000248 |
| Instrument Date | Apr 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2017 |
| Name | Verified Name |
|---|---|
| Address | 4507 CARROLL ST COVINGTON KY 410151825, COVINGTON, KY 41015-1825 |
| Document Number | 0000000450 |
|---|---|
| Date | Jun 8, 2017 |
| Book Page | 0C6177/000248 |
| Instrument | 450 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 7, 2037 |
| Rate Type | Adjustable Rate |
|---|
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $113,200 (-) Land $15,000 Building $98,200 | $113,200 (-) Land $15,000 Building $98,200 | |
| 2025 | $1,499.00 (-0.53%) | $113,200 (-) Land $10,000 Building $103,200 | $113,200 (-) Land $10,000 Building $103,200 |
| 2023 | $1,507.00 | $113,200 Land $10,000 Building $103,200 | $113,200 Land $10,000 Building $103,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 22 (1993–2025) |
| Claims Outside the SFHA | 4 of 22 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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