4415 Bunker Dr, Sebring, FL 33872 Property Records

Highlands County property record for 4415 Bunker Dr, Sebring, FL 33872

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,054 sqft · built 1989
Lot Size	0.482 acres (21,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (Dec 2021)
Tax Bill	$929 (2025)
Deeds & Mortgages	Jul 2026 Sale Mar 2024 Reverse Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`C344802500004660`

Property Details

APN / Parcel Number

Primary APN	`C344802500004660`
Alternative APN	`C-34-34-28-025-0000-4660`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,054 sqft Living Area
Gross Area	2,629 sqft
1st Floor Area	1,910 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	21,000 sqft (0.482 acres)
Lot Dimensions	175 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	575 sqft
Driveway	Concrete Driveway
Driveway Area	1,056 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	552 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	4415 BUNKER DR
City	SEBRING
State	FL
Zip	33872-3880
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	GOLF HAMMOCK UNIT 5 PB 14 PG 79 LOT 466
Legal Range	28E
Legal Township	34S
Legal Section	34
Legal Subdivision	GOLF HAMMOCK UNIT 5
Legal Lot Number	466
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	4
Census Block	4028
Census Tract	960602

Owner

Source: Highlands County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4415 BUNKER DR, SEBRING, FL 33872-3880
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Warranty Deed, Transfer MELLEX TITLE SERVICES LLC, MELLEX TITLE SERVICES
Mar 6, 2024	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Jan 10, 2023	Deed of Trust, Mortgage · Line of Credit HEARTLAND NATIONAL BANK
Dec 29, 2021	Warranty Deed, Transfer HEARTLAND TITLE COMPANY, HEARTLAND TITLE INS AGCY CO
Aug 9, 2017	Warranty Deed, Transfer HEARTLAND TITLE COMPANY, HEARTLAND TITLE INSURANCE AGCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2021 · Amount on Record
Deed Sale	Dec 29, 2021 · Amount on Record
Prior Sale	Aug 9, 2017 · Amount on Record
Deed Document Number	20212070519
Deed Book / Page	2874 / 666
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jul 20, 2026
Property Address	4415 BUNKER DR, SEBRING, FL 33872-3880
Document Number	0002322377
Book / Page	3206 / 462
Instrument Date	Jul 17, 2026
Instrument	20262322377
Transaction Type	Transfer
Record Updated	Jul 28, 2026
Title Company	MELLEX TITLE SERVICES LLC, MELLEX TITLE SERVICES

Transaction

Amount	Amount Recorded
Tax	$226,240.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4415 BUNKER DR, SEBRING, FL 33872-3880

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	4415 BUNKER DR, SEBRING, FL 33872-3880
Transaction Type	Mortgage
Record Updated	Mar 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4415 BUNKER DR, SEBRING, FL 33872-3880

Mortgage

Document Number	0002192799
Date	Mar 6, 2024
Book Page	3029/1213
Instrument	2192799

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	774 Months
Due	Sep 24, 2088

Interest

Rate Type	Adjustable Rate
Rate	7.68%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2024
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	12.6%

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	4415 BUNKER DR, SEBRING, FL 33872-3880
Transaction Type	Mortgage
Record Updated	May 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002131744
Date	Jan 10, 2023
Book Page	2951/625
Instrument	2131744

Lender

Name	HEARTLAND NATIONAL BANK
Type	Bank
Address	SEBRING, FL 33870

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 5, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Dec 29, 2021
Property Address	4415 BUNKER DR, SEBRING, FL 33872-3880
Document Number	0002070519
Book / Page	2874 / 666
Map Reference	MB 14 PG 79
Instrument Date	Dec 22, 2021
Instrument	2070519
Transaction Type	Transfer
Record Updated	May 4, 2023
Title Company	HEARTLAND TITLE COMPANY, HEARTLAND TITLE INS AGCY CO

Transaction

Amount	Amount Recorded
Tax	$1,960.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1428 RESERVOIR VIEW LN, WAKE FOREST, NC 27587-1912

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4415 BUNKER DR, SEBRING, FL 33872-3880

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Aug 9, 2017
Property Address	4415 BUNKER DR, SEBRING, FL 33872-3880
Document Number	0001862122
Book / Page	002593 / 000881
Instrument Date	Jul 26, 2017
Instrument	1862122
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	HEARTLAND TITLE COMPANY, HEARTLAND TITLE INSURANCE AGCY

Transaction

Amount	Amount Recorded
Tax	$1,249.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4415 BUNKER DR SEBRING FL 338723880, SEBRING, FL 33872-3880

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$929.00 (+3.45%) Homeowner's exemption	$79,212 (+5.99%)	$249,045 (-0.84%) Land $28,500 Building $220,545
2024	$898.00 (+5.77%)
2023	$849.00 (+1.92%) Homeowner's exemption	$74,738 (+3%)	$251,165 (+15.44%) Land $27,000 Building $224,165
2022	$833.00 Homeowner's exemption	$72,561	$217,575 Land $27,000 Building $190,575

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	8 (2017–2022)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 4 claims Hurricane Ian, Sep 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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