4512 Split Rail Dr, Wilmington, NC 28412 Property Records

New Hanover County property record for 4512 Split Rail Dr, Wilmington, NC 28412

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,918 sqft · built 2002
Lot Size	0.153 acres (6,665 sqft)
Owner	Individual Name on File
Last Sale	$439,000 (Jul 2025)
Tax Bill	$1,790 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R07110-003-054-000`

Property Details

APN / Parcel Number

Primary APN	`R07110-003-054-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,918 sqft Living Area
1st Floor Area	1,687 sqft
Attic Area	462 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Material	Composition Shingle
Lot Area	6,665 sqft (0.153 acres)
Terrain	Low
Garage Area	462 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	30 sqft
Patio Area	81 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	4512 SPLIT RAIL DR
City	WILMINGTON
State	NC
Zip	28412-2243
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15,RESIDENTIAL DISTRICT
Legal Description	LOT 163 PH3 CAMBRIDGE HEIGHTS JOHNSON FARMS
Legal Subdivision	CAMBRIDGE HTS J FARMS PH 3
Legal Block	3
Legal Lot Number	163
Jurisdiction	NEW HANOVER NC
Township / Civil Division	MASONBORO
Census Block Group	2
Census Block	2006
Census Tract	12008

Owner

Source: New Hanover County records · APN R07110-003-054-000

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4512 SPLIT RAIL DR, WILMINGTON, NC 28412-2243
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 02, 2025 · Amount on Record
Deed Sale	Jul 02, 2025 · Amount on Record
Deed Document Number	2025017140
Deed Book / Page	6785 / 1185
Record Updated	Jun 08, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Jul 02, 2025
Property Address	4512 SPLIT RAIL DR, WILMINGTON, NC 28412-2243
Document Number	00678501185
Book / Page	6785 / 1185
Map Reference	MB 40 PG 327
Instrument Date	Jun 26, 2025
Instrument	2025017140
Transaction Type	Transfer
Record Updated	Oct 10, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$878.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4512 SPLIT RAIL DR, WILMINGTON, NC 28412-2243

Mortgage

Document Number	2025017141
Date	Jul 02, 2025
Instrument	2025017141

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2055

Tax Assessment & Valuation

Source: New Hanover County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,790.00 (+18.31%)	$453,600 (+64.59%) Land $104,400 Building $349,200	$453,600 (+64.59%) Land $104,400 Building $349,200
2024	$1,513.00 (+0.4%)
2023	$1,507.00 (-0.92%)	$275,600 Land $57,200 Building $218,400	$275,600 Land $57,200 Building $218,400
2022	$1,521.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 17, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	36 in force

Wildfire

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 277 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CFPUA-WILMINGTON serves 212,227 people
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.