Mecklenburg County property record for 4513 David Cox Rd, Charlotte, NC 28269
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,190 sqft · built 2006 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | 2 Trust Names on Record |
| Last Sale | $201,000 (Jan 2007) |
| Tax Bill | $2,741 (2024) |
| Deeds & Mortgages | Mar 2026 Mortgage Dec 2025 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 043-091-28 |
| Primary APN | 043-091-28 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,190 sqft Living Area |
| Gross Area | 2,590 sqft |
| 1st Floor Area | 1,446 sqft |
| Upper Floors Area | 744 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Other |
| Lot Area | 5,227 sqft (0.12 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 198 sqft |
| Patio Area | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 4513 DAVID COX RD |
|---|---|
| City | CHARLOTTE |
| State | NC |
| Zip | 28269-8964 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-5(CD) |
| Legal Description | L10 M45-259 |
| Legal Subdivision | VINEYARD GLEN |
| Legal Block | 1 |
| Legal Lot Number | 10 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 5511 |
Source: Mecklenburg County records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 4513 DAVID COX RD, CHARLOTTE, NC 28269-8964 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Mar 12, 2026 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Dec 23, 2025 | Deed of Trust, Mortgage TRULIANT FCU |
| Apr 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Aug 14, 2019 | Deed of Trust, Mortgage TRULIANT FCU |
| Mar 4, 2020 | Deed of Trust, Mortgage TRULIANT FCU |
| Sep 8, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 31, 2007 · Amount on Record |
| Deed Sale | Jan 31, 2007 · Amount on Record |
| Deed Document Number | 200720361 |
| Deed Book / Page | 21712 / 853 |
| Last Transfer Date | Jun 6, 2013 |
| Transfer Doc | 0000096039 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 4513 DAVID COX RD, CHARLOTTE, NC 28269-8964 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 4513 DAVID COX RD, CHARLOTTE, NC 28269-8964 |
| Document Number | 0000024956 |
|---|---|
| Date | Mar 12, 2026 |
| Book Page | 40263/52 |
| Instrument | 2026024956 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 4513 DAVID COX RD, CHARLOTTE, NC 28269-8964 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000132431 |
|---|---|
| Date | Dec 23, 2025 |
| Book Page | 40099/8 |
| Instrument | 2025132431 |
| Name | TRULIANT FCU |
|---|---|
| Type | Credit Union |
| Address | WINSTON SALEM, NC 27103 |
| Amount | Amount Recorded |
|---|---|
| Term | 236 Months |
| Due | Aug 15, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 4513 DAVID COX RD, CHARLOTTE, NC 28269-8964 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000064059 |
|---|---|
| Date | Apr 1, 2021 |
| Book Page | 35885/245 |
| Instrument | 2021064059 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 4513 DAVID COX RD, CHARLOTTE, NC 28269-8964 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000105055 |
|---|---|
| Date | Aug 14, 2019 |
| Book Page | 33755/909 |
| Instrument | 2019105055 |
| Name | TRULIANT FCU |
|---|---|
| Type | Credit Union |
| Address | WINSTON SALEM, NC 27103 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Aug 5, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 4513 DAVID COX RD, CHARLOTTE, NC 28269-8964 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000031072 |
|---|---|
| Date | Mar 4, 2020 |
| Book Page | 34341/528 |
| Instrument | 2020031072 |
| Name | TRULIANT FCU |
|---|---|
| Type | Credit Union |
| Address | WINSTON SALEM, NC 27103 |
| Amount | Amount Recorded |
|---|---|
| Term | 119 Months |
| Due | Feb 24, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 4513 DAVID COX RD, CHARLOTTE, NC 28269-8964 |
| Document Number | 0000124344 |
| Book / Page | 032117 / 000363 |
| Instrument Date | Sep 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 4513 DAVID COX RD CHARLOTTE NC 282698964, CHARLOTTE, NC 28269-8964 |
| Document Number | 0000124344 |
|---|---|
| Date | Sep 14, 2017 |
| Book Page | 032117/000363 |
| Instrument | 124344 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 13, 2047 |
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $341,800 Land $66,500 Building $275,300 | $341,800 Land $66,500 Building $275,300 | |
| 2024 | $2,741.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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