Mecklenburg County property record for 4427 David Cox Rd, Charlotte, NC 28269
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,610 sqft · built 2018 |
| Lot Size | 0.116 acres (5,069 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $186,500 (Feb 2019) |
| Tax Bill | $2,797 (2023) |
| Deeds & Mortgages | Mar 2022 Mortgage Feb 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 043-094-42 |
| Primary APN | 043-094-42 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,610 sqft Heated Area |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 5,069 sqft (0.116 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Old Parcel Number | 043-094-42 |
|---|---|
| Street Address | 4427 DAVID COX RD |
| City | CHARLOTTE |
| State | NC |
| Zip | 28269-8963 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-5(CD) |
| Legal Description | L12 M45-515 |
| Legal Subdivision | VINEYARD GLEN PH 01 MAP 01 |
| Legal Lot Number | 12 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 5511 |
Source: Mecklenburg County records, as of May 24, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4427 DAVID COX RD, CHARLOTTE, NC 28269-8963 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 11, 2022 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Feb 13, 2019 | Special Warranty Deed, Transfer · Conventional Mortgage NEWREZ LLC |
| Mar 27, 2018 | Grant Deed, Transfer · Line of Credit PINNACLE BK/SIOUX CTY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 13, 2019 · Amount on Record |
| Deed Sale | Feb 13, 2019 · Amount on Record |
| Prior Sale | Mar 27, 2018 · Amount on Record |
| Deed Document Number | 0033281742 |
| Deed Book / Page | 33281 / 742 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 4427 DAVID COX RD, CHARLOTTE, NC 28269-8963 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000038642 |
|---|---|
| Date | Mar 11, 2022 |
| Book Page | 37144/667 |
| Instrument | 2022038642 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Apr 1, 2027 |
| Change Frequency | 5 Years |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.75% |
| Index | 5-Year CMT |
| Max Rate | 8.75% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Feb 13, 2019 |
| Property Address | 4427 DAVID COX RD, CHARLOTTE, NC 28269-8963 |
| Document Number | 0000016003 |
| Book / Page | 33281 / 742 |
| Map Reference | MB 45 PG 515 |
| Instrument Date | Feb 12, 2019 |
| Instrument | 2019016003 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Title Company | PARKWAY TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $373.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3300 BATTLEGROUND AVE #230230, 3300, CHARLOTTE, NC 28269 |
| Name | Verified Name |
|---|---|
| Address | 4427 DAVID COX, GREENSBORO, NC 27410 |
| Document Number | 0000016005 |
|---|---|
| Date | Feb 13, 2019 |
| Instrument | 2019016005 |
| Name | NEWREZ LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2049 |
| Document Number | 0000016008 |
|---|---|
| Date | Feb 13, 2019 |
| Book Page | 33281/788 |
| Instrument | 2019016008 |
| Name | NORTH CAROLINA HOUSING FINANCE AGENCY |
|---|---|
| Type | Government Agency |
| Address | RALEIGH, NC 27611 |
| Amount | Amount Recorded |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Mar 27, 2018 |
| Property Address | 4427 DAVID COX RD, CHARLOTTE, NC 28269-8963 |
| Document Number | 0000035414 |
| Book / Page | 032555 / 000174 |
| Instrument Date | Mar 23, 2018 |
| Instrument | 35414 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $560.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3300 BATTLEGROUND AVE #230 GREENSBORO NC 274102490, 230, GREENSBORO, NC 27410-2490 |
| Investor | Possibly a Property Investor |
| Document Number | 35415 |
|---|---|
| Date | Mar 27, 2018 |
| Book Page | 032555/000177 |
| Instrument | 35415 |
| Name | PINNACLE BK/SIOUX CTY |
|---|---|
| Type | Bank |
| Address | PO BOX 1148, THOMASVILLE, NC 27361-1148 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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