45129 Winter Creek Ct, Temecula, CA 92592 Property Records

Riverside County property record for 45129 Winter Creek Ct, Temecula, CA 92592

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 4,046 sqft · built 2004
Lot Size0.21 acres (9,148 sqft)
Owner2 Individual Names on File
Last Sale$413,000 (Apr 2013)
Tax Bill$8,196 (2025)
Deeds & MortgagesDec 2020 Mortgage
Mar 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN966-362-011

Property Details

APN / Parcel Number

Primary APN966-362-011
Alternative APN
  • 952752011

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,046 sqft Living Area
Gross Area4,900 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2005
Construction TypeWood
Roof MaterialTile
Lot Area9,148 sqft (0.21 acres)
Garage TypeAttached
Garage Area854 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Old Parcel Number952752011
Street Address45129 WINTER CREEK CT
CityTEMECULA
StateCA
Zip92592-5501
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSPZONE
Legal Description.21 ACRES M/L IN LOT 96 MB 336/039 TR 29554-4
Legal SubdivisionTRACT NO 29554 4
Legal Tract29554-4
Legal Lot Number96
JurisdictionRIVERSIDE CA
Township / Civil DivisionMURRIETA
Census Block Group1
Census Block1011
Census Tract43203

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address45129 WINTER CREEK CT, TEMECULA, CA 92592-5501
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Dec 9, 2020Deed of Trust, Mortgage · Conventional Mortgage
OWNING CORPORATION
Mar 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
FRONTWAVE CU
Nov 2, 2017Deed of Trust, Mortgage · Line of Credit
PACIFIC MARINE CU
Nov 1, 2017Deed of Trust, Mortgage · Conventional Mortgage
PACIFIC MARINE CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 18, 2013 · Amount on File
Deed SaleApr 18, 2013 · Amount on File
Prior SaleSep 29, 2004 · Amount on File
Deed Document Number2013184218
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address45129 WINTER CREEK CT, TEMECULA, CA 92592-5501
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyORANGE COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address45129 WINTER CREEK CT, TEMECULA, CA 92592-5501

Mortgage

Document Number0000623251
DateDec 9, 2020
Instrument2020-0623251
Lender
NameOWNING CORPORATION
TypeNon-Lending Institution
AddressORANGE, CA 92868
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueDec 1, 2040

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address45129 WINTER CREEK CT, TEMECULA, CA 92592-5501
Document Number0000143887
Instrument DateMar 24, 2020
Transaction TypeMortgage
Record UpdatedApr 8, 2020
Title CompanySTEWART TITLE, STEWART TITLE/CA

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address45129 WINTER CREEK CT TEMECULA CA 925925501, TEMECULA, CA 92592-5501

Mortgage

Document Number0000143887
DateMar 30, 2020
Instrument143887
Lender
NameFRONTWAVE CU
AddressOCEANSIDE, CA 92056
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueMar 29, 2040

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address45129 WINTER CREEK CT, TEMECULA, CA 92592-5501
Document Number0000474161
Instrument DateNov 2, 2017
Transaction TypeMortgage
Record UpdatedNov 20, 2018
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address45129 WINTER CREEK CT TEMECULA CA 925925501, TEMECULA, CA 92592-5501

Mortgage

Document Number0000474161
DateNov 13, 2017
Instrument474161
Lender
NamePACIFIC MARINE CU
TypeCredit Union
AddressOCEANSIDE, CA 92056
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueNov 12, 2047
Interest
Rate TypeAdjustable Rate

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address45129 WINTER CREEK CT, TEMECULA, CA 92592-5501
Document Number0000474160
Instrument DateNov 1, 2017
Transaction TypeMortgage
Record UpdatedNov 20, 2017
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address45129 WINTER CREEK CT TEMECULA CA 925925501, TEMECULA, CA 92592-5501

Mortgage

Document Number0000474160
DateNov 13, 2017
Instrument474160
Lender
NamePACIFIC MARINE CU
TypeCredit Union
AddressOCEANSIDE, CA 92056
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueNov 12, 2037

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyRiverside County
Unified School DistrictTemecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$518,738 (+2%) Land $125,598 Building $393,140
2025$8,196.00 (+1.74%) Homeowner's exemption$508,568 (+4.04%) Land $123,136 Building $385,432
2023$8,056.00 (+1.44%) Homeowner's exemption$488,821 Land $118,355 Building $370,466
2022$7,942.00
2021$797,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 62% of the US · lower than 62% of California
Wildfire Likelihood0.2% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRANCHO CALIFORNIA WATER DISTRICT
serves 146,147 people · EPA ID CA3310038
Water SourcePurchased surface water from several systems
Last State InspectionDec 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Accel Wireless
Fixed Wireless
100 / 25

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