45101 Winter Creek Ct, Temecula, CA 92592 Property Records

Riverside County property record for 45101 Winter Creek Ct, Temecula, CA 92592

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,279 sqft · built 2004
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on File
Last Sale$920,000 (Jun 2021)
Tax Bill$13,091 (2025)
Deeds & MortgagesNov 2021 Mortgage
Jun 2021 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN966-362-009

Property Details

APN / Parcel Number

Primary APN966-362-009
Alternative APN
  • 952752009

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,279 sqft Living Area
Gross Area4,230 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2005
Construction TypeWood
Roof MaterialTile
Lot Area8,712 sqft (0.2 acres)
Garage TypeAttached
Garage Area801 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Old Parcel Number952752009
Street Address45101 WINTER CREEK CT
CityTEMECULA
StateCA
Zip92592-5501
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSPZONE
Legal Description.20 ACRES M/L IN LOT 94 MB 336/039 TR 29554-4
Legal SubdivisionTRACT NO 29554 4
Legal Tract29554-4
Legal Lot Number94
JurisdictionRIVERSIDE CA
Township / Civil DivisionMURRIETA
Census Block Group1
Census Block1011
Census Tract43203

Owner

45101 Winter Creek Ct is owned and occupied by an individual who bought it in June 2021.

Source: Riverside County records, as of August 14, 2026

Owner of RecordIndividual Name on File
Mailing Address45101 WINTER CREEK CT, TEMECULA, CA 92592-5501
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
Jun 11, 2021Intrafamily Transfer, Transfer
FIDELITY NATIONAL TITLE
Jun 11, 2021Grant Deed, Transfer · Conventional Mortgage
EVERGREEN MONEYSOURCE MORTGAGE CO
Oct 2, 2020Grant Deed, Transfer · VA Mortgage
PENNYMAC LOAN SERVICES LLC
Jan 22, 2019Quit Claim Deed, Transfer
OTHER

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 11, 2021 · Amount on File
Deed SaleJun 11, 2021 · Amount on File
Prior SaleOct 2, 2020 · Amount on File
Deed Document Number2021356654
Prior Transfer DateJun 10, 2021
Prior Transfer Doc0000356653
Record UpdatedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address45101 WINTER CREEK CT, TEMECULA, CA 92592-5501
Transaction TypeMortgage
Record UpdatedNov 26, 2021
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address45101 WINTER CREEK CT, TEMECULA, CA 92592-5501

Mortgage

Document Number0000678106
DateNov 15, 2021
Instrument2021-0678106
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2051

June 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionRIVERSIDE CA
Recording DateJun 11, 2021
Property Address45101 WINTER CREEK CT, TEMECULA, CA 92592-5501
Document Number0000356653
Map ReferenceMB 336 PG 39-51
Instrument DateJun 10, 2021
Instrument2021-0356653
Transaction TypeTransfer
Record UpdatedJun 24, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address45101 WINTER CREEK CT, TEMECULA, CA 92592-5501

June 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRIVERSIDE CA
Recording DateJun 11, 2021
Property Address45101 WINTER CREEK CT, TEMECULA, CA 92592-5501
Document Number0000356654
Map ReferenceMB 336 PG 39-51
Instrument DateMay 28, 2021
Instrument2021-0356654
Transaction TypeTransfer
Record UpdatedJun 24, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address45101 WINTER CREEK CT, TEMECULA, CA 92592-5501

Mortgage

Document Number0000356655
DateJun 11, 2021
Instrument2021-0356655
Lender
NameEVERGREEN MONEYSOURCE MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2051

October 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRIVERSIDE CA
Recording DateOct 2, 2020
Property Address45101 WINTER CREEK CT, TEMECULA, CA 92592-5501
Document Number0000473622
Map ReferenceMB 336 PG 39-51
Instrument DateSep 14, 2020
Instrument2020-0473622
Transaction TypeTransfer
Record UpdatedSep 28, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address45101 WINTER CREEK CT, TEMECULA, CA 92592-5501

Mortgage

Document Number0000473623
DateOct 2, 2020
Instrument2020-0473623
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2050

January 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionRIVERSIDE CA
Recording DateJan 22, 2019
Property Address45101 WINTER CREEK CT, TEMECULA, CA 92592-5501
Document Number0000022094
Instrument DateJan 7, 2019
Instrument22094
Transaction TypeTransfer
Record UpdatedJan 31, 2019
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address45101 WINTER CREEK CT TEMECULA CA 925925501, TEMECULA, CA 92592-5501

Tax Assessment & Valuation

The 2025 property tax bill for 45101 Winter Creek Ct was $13,091.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyRiverside County
Unified School DistrictTemecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,015,750 (+2%) Land $132,487 Building $883,263
2025$13,091.00$995,835 Land $129,890 Building $865,945
2023$12,824.00 (+1.69%)$957,168 Land $124,848 Building $832,320
2022$12,611.00
2021$811,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45101 Winter Creek Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 45101 Winter Creek Ct is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 62% of the US · lower than 62% of California
Wildfire Likelihood0.2% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRANCHO CALIFORNIA WATER DISTRICT
serves 146,147 people · EPA ID CA3310038
Water SourcePurchased surface water from several systems
Last State InspectionDec 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Accel Wireless
Fixed Wireless
100 / 25

Nearby Properties on Winter Creek Ct

Nearby Streets

Search Property Records by Address or Parcel Number