45129 Laura Ln, Rushford, MN 55971 Property Records

Fillmore County property record for 45129 Laura Ln, Rushford, MN 55971

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,564 sqft · built 2005
Lot Size	2.66 acres (115,870 sqft)
Owner	2 Individual Names on File
Last Sale	$35,000 (Oct 2005)
Tax Bill	$3,750 (2026)
Deeds & Mortgages	Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05.0406.000`

Property Details

APN / Parcel Number

Primary APN	`05.0406.000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,564 sqft Heated Area
Gross Area	3,404 sqft
Flooring	Wood
Interior Walls	Paneling

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Roof Type	Flat
Roof Material	Asphalt
Lot Area	115,870 sqft (2.66 acres)
Garage Area	910 sqft
Driveway	Concrete Driveway
Driveway Area	1,960 sqft
Parking Spaces	4 Parking Spaces
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	45129 LAURA LN
City	RUSHFORD
State	MN
Zip	55971-5215
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SIM VALLEY LOT-004 BLOCK-002 2.66 AC LOT 4 BLOCK 2 SIM VALLEY
Legal Subdivision	SIM VALLEY
Legal Block	2
Legal Lot Number	4
Jurisdiction	FILLMORE MN
Township / Civil Division	RUSHFORD VILLAGE
Census Block Group	3
Census Block	3000
Census Tract	960100

Owner

Source: Fillmore County assessment roll, APN 05.0406.000, as of August 13, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	45129 LAURA LN, RUSHFORD, MN 55971-5215
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 28, 2005 · Amount on Record
Deed Sale	Oct 28, 2005 · Amount on Record
Deed Document Number	2005349395
Record Updated	Sep 20, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FILLMORE MN
Property Address	45129 LAURA LN, RUSHFORD, MN 55971-5215
Transaction Type	Mortgage
Record Updated	Mar 15, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 411462
Date	Feb 01, 2017
Instrument	411462

Lender

Name	PEOPLES STATE BANK
Type	Bank
Address	PLAINVIEW, MN 55964

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 01, 2032

Tax Assessment & Valuation

Source: Fillmore County assessment roll as of August 13, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Fillmore County
Municipality	Rushford Village City
Unified School District	Rushford-Peterson Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,750.00 (+19.96%) Homeowner's exemption	$399,300 (-0.08%) Land $66,600 Building $332,700	$399,300 (-0.08%) Land $66,600 Building $332,700
2025		$399,600 (-17.56%) Land $66,600 Building $333,000	$399,600 (-17.56%) Land $66,600 Building $333,000
2023		$484,700 Land $46,600 Building $438,100	$484,700 Land $46,600 Building $438,100
2020	$3,126.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fillmore County (27045C), as of October 15, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270459601003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	4 (2007–2019)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jul 2019 · other causes
Claims by Event	Severe Storms And Flooding, Sep 2016 · 3 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 9 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Ace Telephone Association Fiber	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20