Fillmore County property record for 45115 Laura Ln, Rushford, MN 55971
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,790 sqft · built 2005 |
| Lot Size | 2.52 acres (109,771 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $295,000 (Apr 2014) |
| Tax Bill | $5,212 (2026) |
| Deeds & Mortgages | Jul 2022 Sale May 2022 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 05.0401.000 |
| Primary APN | 05.0401.000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,790 sqft Heated Area |
| Gross Area | 3,178 sqft |
| Basement Area | 1,666 sqft |
| Finished Basement | 1,666 sqft |
| Flooring | Wood |
| Interior Walls | Paneling |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Ranch |
| Exterior Material | Combination |
| Roof Type | Flat |
| Roof Material | Asphalt |
| Lot Area | 109,771 sqft (2.52 acres) |
| Garage Type | Mixed |
| Garage Area | 2,064 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 300 sqft |
| Parking Spaces | 7 Parking Spaces |
| Deck Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Floor/Wall Furnace |
| Street Address | 45115 LAURA LN |
|---|---|
| City | RUSHFORD |
| State | MN |
| Zip | 55971-5215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SIM VALLEY LOT-001 BLOCK-001 2.52 AC LOT 1 BLOCK 1 SIM VALLEY |
| Legal Subdivision | SIM VALLEY |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | FILLMORE MN |
| Township / Civil Division | RUSHFORD VILLAGE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 960100 |
Source: Fillmore County assessment roll, APN 05.0401.000, as of August 13, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45115 LAURA LN, RUSHFORD, MN 55971-5215 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 26, 2022 | Warranty Deed, Transfer |
| May 05, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance BREMER BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 23, 2014 · Amount on Record |
| Deed Sale | Apr 23, 2014 · Amount on Record |
| Prior Sale | Sep 24, 2012 · Amount on Record |
| Deed Document Number | 2014398984 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FILLMORE MN |
| Recording Date | Jul 26, 2022 |
| Property Address | 45115 LAURA LN, RUSHFORD, MN 55971-5215 |
| Document Number | 0000439222 |
| Instrument Date | Jul 18, 2022 |
| Instrument | 439222 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 45115 LAURA LN, RUSHFORD, MN 55971-5215 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FILLMORE MN |
| Property Address | 45115 LAURA LN, RUSHFORD, MN 55971-5215 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000438081 |
|---|---|
| Date | May 05, 2022 |
| Instrument | 438081 |
| Name | BREMER BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
Source: Fillmore County assessment roll as of August 13, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Fillmore County |
| Municipality | Rushford Village City |
| Unified School District | Rushford-Peterson Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,212.00 (+35.1%) Homeowner's exemption | $536,200 (-0.13%) Land $65,200 Building $471,000 | $536,200 (-0.13%) Land $65,200 Building $471,000 |
| 2025 | $536,900 (-0.72%) Land $65,200 Building $471,700 | $536,900 (-0.72%) Land $65,200 Building $471,700 | |
| 2023 | $540,800 Land $45,600 Building $495,200 | $540,800 Land $45,600 Building $495,200 | |
| 2020 | $3,858.00 |
Source: FEMA National Flood Hazard Layer, Fillmore County (27045C), as of October 15, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270459601003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 4 (2007–2019) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Jul 2019 · other causes |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 9 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ace Telephone Association Fiber | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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