45125 Heritage Pl, Callahan, FL 32011 Property Records

Nassau County property record for 45125 Heritage Pl, Callahan, FL 32011

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,591 sqft · built 1985
Lot Size	1.66 acres (72,310 sqft)
Owner	2 Company Names on Record
Tax Bill	$4,661 (2025)
Deeds & Mortgages	Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-2N-25-0000-0008-0010`

Property Details

APN / Parcel Number

Primary APN	`16-2N-25-0000-0008-0010`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	4,591 sqft Living Area
Gross Area	5,167 sqft
1st Floor Area	4,591 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1995
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	72,310 sqft (1.66 acres)
Garage Type	Attached
Garage Area	576 sqft
Pool Area	650 sqft
Porch	Finished/Open Porch
Porch Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	45125 HERITAGE PL
City	CALLAHAN
State	FL
Zip	32011-8329
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OR
Legal Description	IN OR 799 PG 1181 ESMT IN OR 2675-875
Legal Range	25E
Legal Township	02N
Legal Section	16
Legal Block	10
Legal Lot Number	8
Jurisdiction	NASSAU FL
Township / Civil Division	CALLAHAN-HILLIARD
Census Block Group	1
Census Block	1022
Census Tract	50507

Owner

Source: Nassau County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1 RAYONIER WAY, YULEE, FL 32097-0002
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	45125 HERITAGE PL, CALLAHAN, FL 32011-8329
Document Number	0021651789
Book / Page	002165 / 001789
Instrument Date	Dec 15, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	45125 HERITAGE PL CALLAHAN FL 320118329, CALLAHAN, FL 32011-8329

Mortgage

Document Number	0021651789
Date	Dec 21, 2017
Book Page	002165/001789
Instrument	37410

Lender

Name	COMMUNITY FIRST CU/FL
Type	Credit Union
Address	JACKSONVILLE, FL 32204

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Dec 20, 2032

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,661.00 (+40.1%)	$343,970 (+36.07%)	$586,388 (+30.45%) Land $74,700 Building $511,688
2024	$3,327.00 (+49.86%) Homeowner's exemption	$252,784 (+41.23%)	$449,526 (+43.54%) Land $58,100 Building $391,426
2023	$2,220.00 (+20.78%) Homeowner's exemption	$178,993 (+9.78%)	$313,169 (+28.07%) Land $58,100 Building $255,069
2022	$1,838.00 Homeowner's exemption	$163,040	$244,527 Land $58,100 Building $186,427

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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