45120 Telegraph Rd, Elyria, OH 44035 Property Records

Lorain County property record for 45120 Telegraph Rd, Elyria, OH 44035 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,000 sqft · built 1948
Lot Size3.67 acres (159,865 sqft)
Owner2 Owner Names on File
Last Sale$145,000 (Jun 2005)
Tax Bill$3,532 (2025)
Deeds & MortgagesOct 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN05-00-053-000-073

Property Details

APN / Parcel Number

Primary APN05-00-053-000-073

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,000 sqft Living Area
1st Floor Area1,000 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1948
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeRaised
Lot Area159,865 sqft (3.67 acres)
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area35 sqft
Deck Area448 sqft
Patio Area448 sqft
Pole Barn1,680 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address45120 TELEGRAPH RD
CityELYRIA
StateOH
Zip44035-4234
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFROM -007
Legal SubdivisionAMHERST
Legal Lot Number53
JurisdictionLORAIN OH
Township / Civil DivisionAMHERST
Census Block Group2
Census Block2011
Census Tract57100

Owner

Source: Lorain County records · APN 05-00-053-000-073

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on File
Mailing Address45120 TELEGRAPH RD, AMHERST, OH 44001
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 09, 2005 · Amount on Record
Deed SaleJun 09, 2005 · Amount on Record
Prior SaleJun 09, 2005 · Amount on Record
Deed Document Number0000077641
Last Transfer DateAug 06, 2007
Transfer Doc0000216835
Record UpdatedJun 08, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address45120 TELEGRAPH RD, ELYRIA, OH 44035-4234
Document Number0000691953
Instrument DateOct 17, 2018
Transaction TypeMortgage
Record UpdatedJan 16, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address45120 TELEGRAPH RD ELYRIA OH 440354234, ELYRIA, OH 44035-4234

Mortgage

Document Number0000691953
DateOct 22, 2018
Instrument691953
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term180 Months
DueOct 21, 2033

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
County SubdivisionAmherst Township
Unified School DistrictAmherst Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,532.00$81,600 (-) Land $37,360 Building $44,240$233,140 (-) Land $106,730 Building $126,410
2024$3,532.00 (+14.12%)$81,600 (+33.07%) Land $37,356 Building $44,244$233,140 (+33.07%) Land $106,730 Building $126,410
2023$3,095.00 (+4.1%)$61,320 (-) Land $27,916 Building $33,404$175,200 (-) Land $79,760 Building $95,440
2022$2,973.00$61,320 Land $27,920 Building $33,400
2021$175,200 Land $79,760 Building $95,440

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390930571002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
above 5% of the US · above 25% of Ohio
Wildfire LikelihoodAbout 1 in 7,143 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 74 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Uniti GroupFiber1,000 / 1,000
SpectrumCable1,000 / 50
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Brightspeed. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Telegraph Rd

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