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  5. Telegraph Rd

45085 Telegraph Rd, Elyria, OH 44035 Property Records

Lorain County property record for 45085 Telegraph Rd, Elyria, OH 44035 · Last verified March 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms6 Beds
Bathrooms2 Baths
Year BuiltBuilt 1946
Square Footage1,184 sqft Living Area
Lot Size146,362 sqft (3.35 acres)
GarageMixed, 952 sqft
OccupancyOwner Occupied
Tax Bill$5,888.00 (2025)

Property Details

APN / Parcel Number

Primary APN05-00-053-000-063

Interior

Bedrooms6 Beds
Full Baths2 Baths
Total Rooms12 Rooms
Building Area1,184 sqft Living Area
1st Floor800 sqft 1st Floor
2nd Floor384 sqft 2nd Floor
Attic Area2,100 sqft Attic
Stories1 Stories
FireplaceFireplace

Exterior

Year BuiltBuilt 1946
Architectural StyleCape Cod Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Lot Area146,362 sqft (3.35 acres)
Parking Spaces3 Parking Spaces
Garage TypeMixed Garage
Garage Area952 sqft Garage

Exterior Amenities

Patio Area20 sqft Patio
PorchEnclosed Porch
Porch Area874 sqft Porch
Canopy Area600 sqft Canopy
Pole Structure2,100 sqft Pole Structure

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address45085 TELEGRAPH RD
CityELYRIA
StateOH
Zip44035-4237
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionFROM -029 NAME CORR 7/15/04
Legal SubdivisionAMHERST TOWNSHIP
JurisdictionLORAIN OH
Minor Civil DivisionAMHERST
Census Blockgroup2
Census Block2016
Census Tract57100

Owner

Source: Lorain County records · APN 05-00-053-000-063

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address45085 TELEGRAPH RD, ELYRIA, OH 44035-4237
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 18, 2023Deed of Trust, Mortgage
FIFTH THIRD BANK NA
Jun 01, 2022Transfer on Death Deed, Transfer
Nov 20, 2018Deed of Trust, Mortgage
RELIANCE FIRST CAP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 20, 2000
Deed SaleMar 20, 2000
Prior SaleJul 01, 1999
Deed Doc Number674556
Record RefreshedJun 08, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address45085 TELEGRAPH RD, ELYRIA, OH 44035-4237
Transaction TypeMortgage
Record UpdatedJun 02, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000903660
DateJan 18, 2023
Instrument2023-0903660
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressCINCINNATI, OH 45263
Agreement
AmountAmount Recorded
Term120 Months
DueJan 01, 2033

June 2022: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionLORAIN OH
Recording DateJun 01, 2022
Property Address45085 TELEGRAPH RD, ELYRIA, OH 44035-4237
Document Number0000877589
Instrument DateMay 31, 2022
Instrument2022-0877589
Transaction TypeTransfer
Record UpdatedJun 02, 2026

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address45085 TELEGRAPH RD, ELYRIA, OH 44035-4237

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address45085 TELEGRAPH RD, ELYRIA, OH 44035-4237
Document Number0000696094
Instrument DateNov 20, 2018
Transaction TypeMortgage
Record UpdatedDec 07, 2018
Title CompanyMILLER HOME TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address45085 TELEGRAPH RD ELYRIA OH 440354237, ELYRIA, OH 44035-4237

Mortgage

Document Number0000696094
DateNov 26, 2018
Instrument696094
Lender
NameRELIANCE FIRST CAP
TypeFunding / Finance Company
AddressMELVILLE, NY 11747
Agreement
AmountAmount Recorded
Term360 Months
DueNov 25, 2048

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
County SubdivisionAmherst Township
Unified School DistrictAmherst Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,888.00$132,510 (%) Land $35,290 Building $97,220$378,610 (-) Land $100,840 Building $277,770
2024$5,888.00 (+31.96%)$132,514 (+51.6%) Land $35,294 Building $97,220$378,610 (+51.6%) Land $100,840 Building $277,770
2023$4,462.00 (-0.95%)$87,413 (+%) Land $26,873 Building $60,540$249,750 (-) Land $76,780 Building $172,970
2022$4,505.00$87,410 Land $26,870 Building $60,540
2021$249,750 Land $76,780 Building $172,970

Flood & Wildfire

45085 Telegraph Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
4th percentile of exposed land nationally · 19th in Ohio
Wildfire LikelihoodLow — less than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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