Union County property record for 4509 S Potter Rd, Monroe, NC 28112
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,277 sqft · built 2014 |
| Lot Size | 3.41 acres (148,540 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $325,500 (Mar 2015) |
| Tax Bill | $3,582 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-006-063 |
| Primary APN | 05-006-063 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 3,277 sqft Living Area |
| 1st Floor Area | 1,416 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Conventional |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Lot Area | 148,540 sqft (3.41 acres) |
| Garage Type | Attached |
| Garage Area | 569 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 147 sqft |
| Deck Area | 172 sqft |
| Patio Area | 172 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4509 S POTTER RD |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-8623 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-40 UNIO |
| Legal Description | #8 OPCM054 |
| Legal Subdivision | RECORD PLAT LOTS 1 10 17 82 NET ACRES |
| Jurisdiction | UNION NC |
| Township / Civil Division | JACKSON |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 21005 |
4509 S Potter Rd is owned and occupied by two individuals who bought it in March 2015.
Source: Union County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4509 S POTTER RD, MONROE, NC 28112-8623 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 2, 2015 · Amount on File |
| Deed Sale | Mar 2, 2015 · Amount on File |
| Prior Sale | Feb 20, 2014 · Amount on File |
| Deed Document Number | 20155404 |
| Deed Book / Page | 6391 / 251 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 4509 S POTTER RD, MONROE, NC 28112-8623 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0007960877 |
|---|---|
| Date | Jan 21, 2021 |
| Book Page | 7960/877 |
| Instrument | 2887 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23451 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
The 2025 property tax bill for 4509 S Potter Rd was $3,582.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $743,900 (-) Land $173,100 Building $570,800 | $743,900 (-) Land $173,100 Building $570,800 | |
| 2025 | $3,582.00 | $743,900 Land $173,100 Building $570,800 | $743,900 Land $173,100 Building $570,800 |
| 2023 | $2,698.00 | $425,400 Land $59,900 Building $365,500 | $425,400 Land $59,900 Building $365,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4509 S Potter Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4509 S Potter Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
5G (outdoors only) and 4G LTE
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