Pottawattamie County property record for 4510 Apache St, Council Bluffs, IA 51501
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,858 sqft · built 1954 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,211 (2025) |
| Deeds & Mortgages | Oct 2024 Line of Credit Mar 2026 Mortgage + 2 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 7444 13 252 014 |
| Primary APN | 7444 13 252 014 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,858 sqft Base Area |
| 1st Floor Area | 1,858 sqft |
| Basement Area | 800 sqft |
| Unfinished Basement | 250 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 2002 |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,632 sqft (0.29 acres) |
| Lot Dimensions | 126 ft deep x 10 ft wide |
| Garage Type | Detached |
| Garage Area | 100 sqft |
| Deck Area | 152 sqft |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Street Address | 4510 APACHE ST |
|---|---|
| City | COUNCIL BLUFFS |
| State | IA |
| Zip | 51501-8397 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | MANAWA PARK ADD LTS 8 & 9 BLK A REPLAT BLK 27-31 |
| Legal Range | 44W |
| Legal Township | 74N |
| Legal Section | 13 |
| Legal Subdivision | MANAWA PARK ADDITION REPLAT BLOCKS 27 TH |
| Legal Block | A |
| Legal Lot Number | 8,9 |
| Jurisdiction | POTTAWATTAMIE IA |
| Township / Civil Division | LEWIS |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 31900 |
Source: Pottawattamie County records, as of July 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4510 APACHE ST, COUNCIL BLUFFS, IA 51501-8397 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 30, 2024 | Deed of Trust, Mortgage · Line of Credit FIRST INTERSTATE BANK |
| Mar 23, 2026 | Intrafamily Transfer, Transfer · FHA Mortgage NEW AMERICAN FUNDING |
| Jul 27, 2021 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN NATIONAL BANK & TRUST |
| Sep 21, 2017 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 23, 2026 |
| Deed Sale | Mar 23, 2026 |
| Prior Sale | Jul 27, 2021 · Amount on Record |
| Deed Document Number | 20263024 |
| Prior Transfer Date | Mar 16, 2026 |
| Prior Transfer Doc | 0000003024 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POTTAWATTAMIE IA |
| Property Address | 4510 APACHE ST, COUNCIL BLUFFS, IA 51501-8397 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4510 APACHE ST, COUNCIL BLUFFS, IA 51501-8397 |
| Document Number | 0000011176 |
|---|---|
| Date | Oct 30, 2024 |
| Instrument | 2024-11176 |
| Name | FIRST INTERSTATE BANK |
|---|---|
| Type | Bank |
| Address | 201 S LOCUST ST, GLENWOOD, IA 51534 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 24, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POTTAWATTAMIE IA |
| Recording Date | Mar 23, 2026 |
| Property Address | 4510 APACHE ST, COUNCIL BLUFFS, IA 51501-8397 |
| Document Number | 0000003024 |
| Instrument Date | Mar 16, 2026 |
| Instrument | 2026-03024 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4510 APACHE ST, COUNCIL BLUFFS, IA 51501-8397 |
| Document Number | 0000003025 |
|---|---|
| Date | Mar 23, 2026 |
| Instrument | 2026-03025 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POTTAWATTAMIE IA |
| Recording Date | Jul 27, 2021 |
| Property Address | 4510 APACHE ST, COUNCIL BLUFFS, IA 51501-8397 |
| Document Number | 2021/11942 |
| Book / Page | 2021 / 11942 |
| Instrument Date | Jul 22, 2021 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $463.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4510 APACHE ST, COUNCIL BLUFFS, IA 51501-8397 |
| Document Number | 0000011944 |
|---|---|
| Date | Jul 27, 2021 |
| Instrument | 2021/11944 |
| Name | AMERICAN NATIONAL BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Type Change Date | Aug 1, 2024 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 6.87% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 10.8% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POTTAWATTAMIE IA |
| Recording Date | Sep 21, 2017 |
| Property Address | 4510 APACHE ST, COUNCIL BLUFFS, IA 51501-8397 |
| Document Number | 0000012719 |
| Instrument Date | Sep 9, 2017 |
| Instrument | 12719 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $392.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4510 APACHE ST COUNCIL BLUFFS IA 515018397, COUNCIL BLUFFS, IA 51501-8397 |
| Document Number | 12723 |
|---|---|
| Date | Sep 21, 2017 |
| Instrument | 12723 |
| Name | MORTGAGE RESEARCH CTR |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 20, 2047 |
Source: Pottawattamie County assessment roll, as of September 23, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Pottawattamie County |
| Municipality | Council Bluffs City |
| Unified School District | Lewis Central Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,211.00 (-29.5%) | $349,700 (+16.14%) Land $37,900 Building $311,800 | $349,700 (+16.14%) Land $37,900 Building $311,800 |
| 2023 | $301,100 Land $33,000 Building $268,100 | $301,100 Land $33,000 Building $268,100 | |
| 2021 | $7,391.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 16, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 20 (1980–2011) |
| Claims Outside the SFHA | 20 of 20 |
| Most Recent Claim | Aug 2011 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COUNCIL BLUFFS WATER WORKS serves 64,447 people · EPA ID IA7820080 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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