Chisago County property record for 4511 445th St, Harris, MN 55032
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,376 sqft · built 1971 |
| Lot Size | 5.05 acres (219,978 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $98,000 (Jan 1997) |
| Tax Bill | $3,632 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-00116-10 |
| Primary APN | 14-00116-10 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,376 sqft Living Area |
| Gross Area | 1,640 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 219,978 sqft (5.05 acres) |
| Garage Type | Detached |
| Garage Area | 1,200 sqft |
| Parking Spaces | 5 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 3981971 |
|---|---|
| Street Address | 4511 445TH ST |
| City | HARRIS |
| State | MN |
| Zip | 55032-3350 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGOSRR |
| Legal Description | E 400 FT OF N 550 FT OF NW1/4 OF SW1/4 |
| Legal Range | 021 |
| Legal Township | 036 |
| Legal Section | 19 |
| Jurisdiction | CHISAGO MN |
| Township / Civil Division | HARRIS |
| Census Block Group | 2 |
| Census Block | 2064 |
| Census Tract | 110202 |
4511 445th St is owned and occupied by two individuals who bought it in January 1997.
Source: Chisago County records, as of April 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4511 445TH ST, HARRIS, MN 55032-3350 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 16, 1997 · Amount on File |
| Deed Sale | Jan 16, 1997 · Amount on File |
| Deed Document Number | 199757 |
| Record Updated | Jun 8, 2026 |
The 2026 property tax bill for 4511 445th St was $3,632 with a homeowner's exemption, up 1.7% from the year before.
Source: Chisago County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Chisago County |
| Municipality | Harris City |
| Unified School District | North Branch Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,632.00 (+1.68%) | ||
| 2025 | $3,572.00 Homeowner's exemption | ||
| 2024 | $283,300 (-4.23%) | $302,600 (-0.95%) | |
| 2023 | $3,516.00 (-3.19%) Homeowner's exemption | $295,800 (+1.96%) | $305,500 (+1.73%) Land $87,600 Building $217,900 |
| 2022 | $3,632.00 (+8.42%) Homeowner's exemption | $290,100 (+29.11%) | $300,300 (+24.97%) Land $83,300 Building $217,000 |
| 2021 | $3,350.00 | $224,700 | $240,300 Land $61,100 Building $179,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4511 445th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 17, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4511 445th St is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 69% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ECE Fiber Fiber | 2,000 / 2,000 |
| CenturyLink Fiber | 2,000 / 1,000 |
May also be available: GigFire.
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