Chisago County property record for 2475 445th St, Harris, MN 55032
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,004 sqft · built 1997 |
| Lot Size | 4.58 acres (199,505 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $376,000 (Aug 2024) |
| Tax Bill | $3,778 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-01311-45 |
| Primary APN | 03-01311-45 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,004 sqft Living Area |
| Gross Area | 1,972 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 199,505 sqft (4.58 acres) |
| Garage Area | 1,004 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 3988685 |
|---|---|
| Street Address | 2475 445TH ST |
| City | HARRIS |
| State | MN |
| Zip | 55032-3758 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | SUBDIVISIONNAME HORSESHOE RIDGE LOT 011 BLOCK 001 SUBDIVISIONCD 03095 |
| Legal Range | 022 |
| Legal Township | 036 |
| Legal Section | 23 |
| Legal Subdivision | HORSESHOE RIDGE |
| Legal Block | 1 |
| Legal Lot Number | 11 |
| Jurisdiction | CHISAGO MN |
| Township / Civil Division | FISH LAKE |
| Census Block Group | 3 |
| Census Block | 3039 |
| Census Tract | 110100 |
Source: Chisago County records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2475 445TH ST, HARRIS, MN 55032-3758 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 30, 2024 · Amount on Record |
| Deed Sale | Aug 30, 2024 · Amount on Record |
| Prior Sale | Sep 16, 2019 · Amount on Record |
| Deed Document Number | 20241687072 |
| Record Updated | Oct 29, 2026 |
Source: Chisago County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Chisago County |
| County Subdivision | Fish Lake Township |
| Unified School District | North Branch Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,778.00 (+13.25%) | ||
| 2025 | $3,336.00 (+9.38%) Homeowner's exemption | ||
| 2024 | $287,800 (+1.62%) | $306,700 (+4.32%) | |
| 2023 | $3,050.00 (+0.26%) Homeowner's exemption | $283,200 (+7.89%) | $294,000 (+6.91%) Land $85,300 Building $208,700 |
| 2022 | $3,042.00 (+2.36%) Homeowner's exemption | $262,500 (+24%) | $275,000 (+20.4%) Land $78,200 Building $196,800 |
| 2021 | $2,972.00 | $211,700 | $228,400 Land $63,400 Building $165,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 17, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 69% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
5G (outdoors only) and 4G LTE
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