45109 Via Vela, Temecula, CA 92592 Property Records

Riverside County property record for 45109 Via Vela, Temecula, CA 92592

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 2,356 sqft · built 2020
Owner	Individual Name on Record
Last Sale	$104,000 (Dec 2025)
Tax Bill	$9,984 (2025)
Deeds & Mortgages	Dec 2025 Sale Feb 2022 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`961-461-056`

Property Details

APN / Parcel Number

Primary APN	`961-461-056`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,356 sqft Living Area
Gross Area	2,957 sqft

Exterior

Year Built	Built 2020
Construction Type	Wood
Roof Material	Tile
Garage Type	Attached
Garage Area	481 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	961461056
Street Address	45109 VIA VELA
City	TEMECULA
State	CA
Zip	92592-4905
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	RECMAPTYPE CONDOMINIUMMAP LOTTYPE S UNIT 15 MAPPLATB 274 MAPPLATP 071 SUBDIVISIONNAME TR 37021
Legal Tract	37021
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	3
Census Block	3015
Census Tract	43207

Owner

Source: Riverside County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	45109 VIA VELA, TEMECULA, CA 92592-4905
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2025	Grant Deed, Transfer TICOR TITLE INSURANCE COMPANY, TICOR TITLE
Feb 15, 2022	Deed of Trust, Mortgage · VA Mortgage SIERRA PACIFIC MORTGAGE CO INC
Dec 17, 2020	Grant Deed, Subdivision Related Transfer · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2025 · Amount on Record
Deed Sale	Dec 3, 2025 · Amount on Record
Prior Sale	Dec 17, 2020 · Amount on Record
Deed Document Number	2025-0376310
Record Updated	Jun 8, 2026

December 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Dec 3, 2025
Property Address	45109 VIA VELA, TEMECULA, CA 92592-4905
Document Number	0000376310
Map Reference	MB 468 PG 28
Instrument Date	Oct 16, 2025
Instrument	2025-0376310
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45109 VIA VELA, TEMECULA, CA 92592-4905

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	45109 VIA VELA, TEMECULA, CA 92592-4905
Transaction Type	Mortgage
Record Updated	Oct 4, 2022
Title Company	FIRST AMER TTL CO RES DIV

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45109 VIA VELA, TEMECULA, CA 92592-4905

Mortgage

Document Number	0000076261
Date	Feb 15, 2022
Instrument	2022-0076261

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

December 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Dec 17, 2020
Property Address	45109 VIA VELA, TEMECULA, CA 92592-4905
Document Number	0000644239
Map Reference	MB 468 PG 28-32
Instrument Date	Oct 30, 2020
Instrument	2020-0644239
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 4, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	45109 VIA VELA, TEMECULA, CA 92592-4905

Mortgage

Document Number	0000644240
Date	Dec 17, 2020
Instrument	2020-0644240

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Temecula City
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,984.00 (+2.47%)	$576,501 (+4.04%) Land $108,242 Building $468,259
2023	$9,743.00 (+1.84%)	$554,117 Land $104,040 Building $450,077
2022	$9,567.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Accel Wireless Fixed Wireless	100 / 25

May also be available: GeoLinks.

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