45106 Ingleham Cir, Callahan, FL 32011 Property Records

Nassau County property record for 45106 Ingleham Cir, Callahan, FL 32011

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,536 sqft · built 2007
Lot Size	0.15 acres (6,544 sqft)
Owner	2 Individual Names on File
Last Sale	$295,000 (May 2022)
Tax Bill	$3,126 (2025)
Deeds & Mortgages	Jul 2023 Transfer Feb 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`51-2N-25-015A-0104-0000`

Property Details

APN / Parcel Number

Primary APN	`51-2N-25-015A-0104-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,536 sqft Living Area
Gross Area	1,976 sqft
1st Floor Area	1,536 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2009
Exterior Material	Combination
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	6,544 sqft (0.15 acres)
Garage Type	Attached
Garage Area	440 sqft
Porch	Finished/Open Porch
Porch Area	139 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	45106 INGLEHAM CIR
City	CALLAHAN
State	FL
Zip	32011-3791
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	LOT 104 AMHURST OAKS PB 7/180
Legal Range	25E
Legal Township	02N
Legal Section	51
Legal Subdivision	AMHURST OAKS
Legal Lot Number	104
Jurisdiction	NASSAU FL
Township / Civil Division	CALLAHAN-HILLIARD
Census Block Group	1
Census Block	1010
Census Tract	50509

Owner

45106 Ingleham Cir is owned and occupied by two individuals who acquired it in July 2023.

Source: Nassau County records, as of March 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	45106 INGLEHAM CIR, CALLAHAN, FL 32011-3791
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Feb 7, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TOWER FCU
May 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
May 11, 2017	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2022 · Amount on File
Deed Sale	May 11, 2022 · Amount on File
Prior Sale	Feb 27, 2007 · Amount on File
Deed Document Number	202217188
Deed Book / Page	2562 / 824
Last Transfer Date	Jul 18, 2023
Transfer Doc	0026541049
Record Updated	Jun 8, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NASSAU FL
Recording Date	Jul 18, 2023
Property Address	45106 INGLEHAM CIR, CALLAHAN, FL 32011-3791
Document Number	0026541049
Book / Page	2654 / 1049
Map Reference	MB 7 PG 180-182
Instrument Date	Jul 18, 2023
Instrument	202345021536
Transaction Type	Transfer
Record Updated	Aug 8, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	45106 INGLEHAM CIR, CALLAHAN, FL 32011-3791

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45106 INGLEHAM CIR, CALLAHAN, FL 32011-3791

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	45106 INGLEHAM CIR, CALLAHAN, FL 32011-3791
Transaction Type	Mortgage
Record Updated	Mar 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45106 INGLEHAM CIR, CALLAHAN, FL 32011-3791

Mortgage

Document Number	0026180143
Date	Feb 7, 2023
Book Page	2618/143
Instrument	202345003647

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	178 Months
Due	Dec 27, 2037

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	45106 INGLEHAM CIR, CALLAHAN, FL 32011-3791
Transaction Type	Mortgage
Record Updated	Jun 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8300 PLAZA GATE LN 1193, 1193, JACKSONVILLE, FL 32217-4472

Mortgage

Document Number	0025620826
Date	May 11, 2022
Book Page	2562/826
Instrument	202245017189

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	45106 INGLEHAM CIR, CALLAHAN, FL 32011-3791
Document Number	0021200162
Book / Page	002120 / 000162
Instrument Date	May 11, 2017
Transaction Type	Mortgage
Record Updated	May 23, 2017
Title Company	WORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2089 GLEN HOPE TRCE DACULA GA 300192679, DACULA, GA 30019-2679

Mortgage

Document Number	0021200162
Date	May 12, 2017
Book Page	002120/000162
Instrument	14337

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 11, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 45106 Ingleham Cir was $3,126, up 0.7% from the year before.

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Municipality	Callahan Town
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,126.00 (+0.71%)	$256,057 (+2.9%)	$258,262 (+3.79%) Land $40,000 Building $218,262
2024	$3,104.00 (-17.03%) Homeowner's exemption Disabled Person's exemption	$248,841 (+3.76%) Land $40,000 Building $208,841	$248,841 (+3.76%) Land $40,000 Building $208,841
2023	$3,741.00 (+33.08%)	$239,817 (+18.67%) Land $40,000 Building $199,817	$239,817 (+18.67%) Land $40,000 Building $199,817
2022	$2,811.00	$202,083 Land $40,000 Building $162,083	$202,083 Land $40,000 Building $162,083

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45106 Ingleham Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2016–2022)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Apr 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45106 Ingleham Cir is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALLAHAN WTP serves 1,730 people · EPA ID FL2450146
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Xfinity Cable	1,200 / 35

May also be available: T-Mobile.

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