45103 86th Ave, Decatur, MI 49045 Property Records

Van Buren County property record for 45103 86th Ave, Decatur, MI 49045

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,232 sqft · built 1955
Lot Size	0.82 acres (35,719 sqft)
Owner	Individual Name on File
Last Sale	$142,000 (Jul 2017)
Tax Bill	$1,792 (2025)
Deeds & Mortgages	Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`80-08-019-026-10`

Property Details

APN / Parcel Number

Primary APN	`80-08-019-026-10`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	2,232 sqft Living Area
1st Floor Area	2,232 sqft
Basement Area	1,572 sqft
Unfinished Basement	1,572 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Lot Area	35,719 sqft (0.82 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	45103 86TH AVE
City	DECATUR
State	MI
Zip	49045-8833
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	240-C1 19-4-14 842-310 842-261 1026-974 1036-423 1151-779 COM AT CEN OF SEC, TH S ALG N & S 1/4 L OF SEC 584.6' TO CEN L OF
Jurisdiction	VAN BUREN MI
Township / Civil Division	DECATUR
Census Block Group	1
Census Block	1055
Census Tract	11601

Owner

45103 86th Ave is owned and occupied by an individual who bought it in July 2017.

Source: Van Buren County records, as of August 31, 2026

Owner of Record	Individual Name on File
Mailing Address	45103 86TH AVE, DECATUR, MI 49045-8833
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2017 · Amount on File
Deed Sale	Jul 7, 2017 · Amount on File
Prior Sale	Dec 30, 1997
Deed Book / Page	1655 / 118
Record Updated	Oct 29, 2026

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VAN BUREN MI
Recording Date	Jul 7, 2017
Property Address	45103 86TH AVE, DECATUR, MI 49045-8833
Document Number	1655/0118
Book / Page	1655 / 0118
Instrument Date	Nov 7, 2016
Transaction Type	Transfer
Record Updated	Oct 4, 2021
Title Company	ASK SERVICES INC, A S K SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,221.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	45103 86TH AVE, 45103, DECATUR, MI 49045-8833

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 E ST MARYS, DECATUR, MI 49045
Investor	Possibly a Property Investor

Mortgage

Document Number	16550119
Date	Jul 7, 2017
Instrument	1655/0119

Lender

Name	FIFTH THIRD MORTGAGE MICHIGAN LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 45103 86th Ave was $1,792 with a homeowner's exemption, up 2.5% from the year before.

Source: Van Buren County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Van Buren County
County Subdivision	Decatur Township
Unified School District	Decatur Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$126,600 (+10.47%)	$253,200 (+10.47%)
2025	$1,792.00 (+2.52%) Homeowner's exemption	$114,600	$229,200
2024	$1,748.00
2023		$67,700	$135,400
2020	$1,431.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 45103 86th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45103 86th Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Midwest Energy & Communications, T-Mobile.

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