4510 Westminster Rd, Sebring, FL 33875 Property Records

Highlands County property record for 4510 Westminster Rd, Sebring, FL 33875 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,995 sqft · built 1969
Lot Size	0.229 acres (10,000 sqft)
Owner	Individual Name on File
Last Sale	$239,900 (Aug 2021)
Tax Bill	$2,508 (2024)
Deeds & Mortgages	Apr 2023 Mortgage Aug 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`C-01-35-28-020-0120-0080`

Property Details

APN / Parcel Number

Primary APN	`C-01-35-28-020-0120-0080`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,995 sqft Living Area
1st Floor Area	1,745 sqft
Flooring	Ceramic Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1980
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.229 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Area	187 sqft
Driveway	Driveway
Driveway Area	360 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	375 sqft
Porch	Finished/Screened Porch
Porch Area	364 sqft
Patio Area	849 sqft
Fence	Fence
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	4510 WESTMINSTER RD
City	SEBRING
State	FL
Zip	33875-5252
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE HAVEN ESTATES SEC 1 PB 7-PG 6 LOT 8 BLK 12
Legal Range	28E
Legal Township	35S
Legal Section	01
Legal Subdivision	LAKE HAVEN ESTATES
Legal Block	12
Legal Lot Number	8
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	1
Census Block	1038
Census Tract	961301

Owner

Source: Highlands County records · APN C-01-35-28-020-0120-0080

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4510 WESTMINSTER RD, SEBRING, FL 33875-5252
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Aug 05, 2021	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS LLC
Feb 05, 2020	Grant Deed, Transfer ATTORNEY ONLY
Nov 18, 2019	Grant Deed, Foreclosure ATTORNEY ONLY
Oct 01, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 05, 2021 · Amount on Record
Deed Sale	Aug 05, 2021 · Amount on Record
Prior Sale	Feb 05, 2020 · Amount on Record
Deed Document Number	2047391
Deed Book / Page	2842 / 512
Record Updated	Jun 08, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	4510 WESTMINSTER RD, SEBRING, FL 33875-5252
Transaction Type	Mortgage
Record Updated	May 16, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4510 WESTMINSTER RD, SEBRING, FL 33875-5252

Mortgage

Document Number	0002145677
Date	Apr 13, 2023
Book Page	2968/237
Instrument	2145677

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	340 Months
Due	Aug 01, 2051

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Aug 05, 2021
Property Address	4510 WESTMINSTER RD, SEBRING, FL 33875-5252
Document Number	0002047391
Book / Page	2842 / 512
Map Reference	MB 7 PG 6
Instrument Date	Jul 30, 2021
Instrument	2047391
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,679.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4510 WESTMINSTER RD, 4510, SEBRING, FL 33875-5252

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4510 WESTMINSTER RD, SEBRING, FL 33875-5252

Mortgage

Document Number	0002842514
Date	Aug 05, 2021
Instrument	2842/514

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2051

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Feb 05, 2020
Property Address	4510 WESTMINSTER RD, SEBRING, FL 33875-5252
Document Number	0001974352
Book / Page	002737 / 000233
Instrument Date	Feb 03, 2020
Instrument	1974352
Transaction Type	Transfer
Record Updated	Feb 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$833.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2719 GREENACRE DR SEBRING FL 338706328, SEBRING, FL 33870-6328

November 2019: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Nov 18, 2019
Property Address	4510 WESTMINSTER RD, SEBRING, FL 33875-5252
Document Number	0001964250
Book / Page	002723 / 001671
Instrument Date	Oct 24, 2019
Instrument	1964250
Transaction Type	Foreclosure
Record Updated	Nov 28, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

October 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Oct 01, 2019
Property Address	4510 WESTMINSTER RD, SEBRING, FL 33875-5252
Document Number	0001958375
Book / Page	002715 / 001439
Instrument Date	Sep 18, 2019
Instrument	1958375
Transaction Type	Foreclosure
Record Updated	Oct 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$665.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6131 ORANGETHORPE AVE #500 BUENA PARK CA 906204903, 500, BUENA PARK, CA 90620-4903

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$206,961 (+5.99%)	$217,594 (-0.48%) Land $19,500 Building $198,094
2024	$2,508.00 (+2.03%)
2023	$2,458.00 (+1.4%) Homeowner's exemption	$195,270 (+3%)	$218,639 (+15.33%) Land $16,000 Building $202,639
2022	$2,424.00 Homeowner's exemption	$189,583 Land $12,000 Building $177,583	$189,583 Land $12,000 Building $177,583

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120559613011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 29 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	6 (2004–2025)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Aug 2025
Claims By Storm	Hurricane Irma, Sep 2017 · 3 claims

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 18% of Florida
Wildfire Likelihood	About 1 in 917 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 313 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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