4510 River Overlook Dr, Valrico, FL 33596 Property Records

Hillsborough County property record for 4510 River Overlook Dr, Valrico, FL 33596

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,824 sqft · built 2001
Lot Size	0.202 acres (8,814 sqft)
Owner	2 Individual Names on File
Last Sale	$335,000 (May 2017)
Tax Bill	$5,614 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`074762-9340`

Property Details

APN / Parcel Number

Primary APN	`074762-9340`
Alternative APN	`U1330202QC000002000310`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,824 sqft Living Area
Gross Area	3,601 sqft
1st Floor Area	2,464 sqft
Upper Floors Area	360 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2013
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,814 sqft (0.202 acres)
Lot Dimensions	118 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	561 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	276 sqft
Porch	Open Porch
Porch Area	216 sqft
Deck Area	Deck Area
Patio Area	364 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0747629340
Street Address	4510 RIVER OVERLOOK DR
City	VALRICO
State	FL
Zip	33596-7825
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	RIVER CROSSING ESTATES PHASE 3 LOT 31 BLOCK 2
Legal Range	20E
Legal Township	30S
Legal Section	13
Legal Subdivision	RIVER CROSSING ESTATES PHASE 3
Legal Phase	3
Legal Tract	2QC
Legal Block	2
Legal Lot Number	31
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	WIMAUMA-RIVERVIEW
Census Block Group	1
Census Block	1018
Census Tract	13415

Owner

4510 River Overlook Dr is owned and occupied by two individuals who bought it in May 2017.

Source: Hillsborough County records, as of September 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4510 RIVER OVERLOOK DR, VALRICO, FL 33596-7825
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
May 31, 2017	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2017 · Amount on File
Deed Sale	May 31, 2017 · Amount on File
Prior Sale	Aug 18, 2014 · Amount on File
Deed Document Number	2017211750
Deed Book / Page	24979 / 502
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Recording Date	Jul 13, 2026
Property Address	4510 RIVER OVERLOOK DR, VALRICO, FL 33596-7825
Document Number	0000268903
Instrument Date	Jul 7, 2026
Instrument	2026268903
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4510 RIVER OVERLOOK DR, VALRICO, FL 33596-7825

Mortgage

Document Number	0000268903,
Date	Jul 13, 2026
Instrument	2026268903

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	4510 RIVER OVERLOOK DR, VALRICO, FL 33596-7825
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4510 RIVER OVERLOOK DR, VALRICO, FL 33596-7825

Mortgage

Document Number	0000338856
Date	Jul 6, 2021
Instrument	2021338856

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2036

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	May 31, 2017
Property Address	4510 RIVER OVERLOOK DR, VALRICO, FL 33596-7825
Document Number	0000211750
Book / Page	24979 / 0502
Map Reference	MB83 PG92
Instrument Date	Apr 28, 2017
Instrument	2017211750
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	CITY TITLE SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,345.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	4510 RIVER OVERLOOK DR, VALRICO, FL 33596-7825

Mortgage

Document Number	0000211751
Date	May 31, 2017
Instrument	2017211751

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4510 River Overlook Dr was $5,614 with a homeowner's exemption.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$318,648 (+2.7%)	$437,436 (-2.23%) Land $98,324 Building $339,112
2025	$5,614.00 Homeowner's exemption	$310,271	$447,404 Land $98,324 Building $349,080
2023	$4,962.00 (+4.66%) Homeowner's exemption	$292,745 (+3%)	$411,771 (-1.37%) Land $89,385 Building $322,386
2022	$4,741.00 Homeowner's exemption	$284,218	$417,511 Land $71,508 Building $346,003

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4510 River Overlook Dr in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1988.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 47 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	12 (1988–2024)
Claims Outside the SFHA	2 of 12
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Sep 2004 · 2 claims Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4510 River Overlook Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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