4503 River Overlook Dr, Valrico, FL 33596 Property Records

Hillsborough County property record for 4503 River Overlook Dr, Valrico, FL 33596

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,598 sqft · built 1999
Lot Size	0.265 acres (11,520 sqft)
Owner	2 Individual Names on File
Last Sale	$266,000 (Oct 2014)
Tax Bill	$5,531 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jul 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`074762-9380`

Property Details

APN / Parcel Number

Primary APN	`074762-9380`
Alternative APN	`U1330202QC000006000120`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,598 sqft Living Area
Gross Area	3,418 sqft
1st Floor Area	2,598 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2012
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,520 sqft (0.265 acres)
Lot Dimensions	144 ft deep x 77 ft wide
Garage Type	Attached
Garage Area	620 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	456 sqft
Porch	Open Porch
Porch Area	200 sqft
Deck Area	Deck Area
Patio Area	639 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0747629380
Street Address	4503 RIVER OVERLOOK DR
City	VALRICO
State	FL
Zip	33596-7827
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	RIVER CROSSING ESTATES PHASE 3 LOT 12 BLOCK 6
Legal Range	20E
Legal Township	30S
Legal Section	13
Legal Subdivision	RIVER CROSSING ESTATES PHASE 3
Legal Phase	3
Legal Tract	2QC
Legal Block	6
Legal Lot Number	12
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	WIMAUMA-RIVERVIEW
Census Block Group	1
Census Block	1021
Census Tract	13415

Owner

4503 River Overlook Dr is owned and occupied by two individuals who acquired it in November 2019.

Source: Hillsborough County records, as of September 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4503 RIVER OVERLOOK DR, VALRICO, FL 33596-7827
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Jul 23, 2019	Deed of Trust, Mortgage · Line of Credit SUNTRUST BANK
Nov 8, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2014 · Amount on File
Deed Sale	Oct 7, 2014 · Amount on File
Prior Sale	Jun 29, 2004 · Amount on File
Deed Document Number	2014332247
Deed Book / Page	22837 / 1951
Last Transfer Date	Nov 4, 2019
Transfer Doc	0000486250
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	4503 RIVER OVERLOOK DR, VALRICO, FL 33596-7827
Transaction Type	Mortgage
Record Updated	Dec 18, 2025
Title Company	PGP TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4503 RIVER OVERLOOK DR, VALRICO, FL 33596-7827

Mortgage

Document Number	0000067213
Date	Feb 7, 2022
Instrument	2022067213

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2037

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	4503 RIVER OVERLOOK DR, VALRICO, FL 33596-7827
Transaction Type	Mortgage
Record Updated	Jul 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000315191
Date	Jul 23, 2019
Book Page	26809/0650
Instrument	2019315191

Lender

Name	SUNTRUST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Nov 8, 2019
Property Address	4503 RIVER OVERLOOK DR, VALRICO, FL 33596-7827
Document Number	0271001031
Book / Page	027100 / 001031
Instrument Date	Nov 4, 2019
Instrument	486250
Transaction Type	Transfer
Record Updated	Nov 28, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4503 RIVER OVERLOOK DR VALRICO FL 335967827, VALRICO, FL 33596-7827

Tax Assessment & Valuation

The 2025 property tax bill for 4503 River Overlook Dr was $5,531 with a homeowner's exemption.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$311,444 (+2.7%)	$446,624 (-1.03%) Land $120,748 Building $325,876
2025	$5,531.00 Homeowner's exemption	$303,256	$451,262 Land $120,748 Building $330,514
2023	$4,893.00 (+4.75%) Homeowner's exemption	$286,125 (+3%)	$422,345 (+4.26%) Land $109,771 Building $312,574
2022	$4,671.00 Homeowner's exemption	$277,791	$405,069 Land $87,817 Building $317,252

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4503 River Overlook Dr in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1988.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 47 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	12 (1988–2024)
Claims Outside the SFHA	2 of 12
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Sep 2004 · 2 claims Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4503 River Overlook Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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