Carter County property record for 4510 Refinery Rd, Ardmore, OK 73401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,295 sqft · built 1999 |
| Lot Size | 2.09 acres (91,040 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $242,500 (Sep 2017) |
| Tax Bill | $3,910 (2025) |
| Deeds & Mortgages | Apr 2018 Mortgage Aug 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 51107 |
| Primary APN | 51107 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,295 sqft Living Area |
| 1st Floor Area | 2,295 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 91,040 sqft (2.09 acres) |
| Lot Dimensions | 264 ft deep x 330 ft wide |
| Garage Type | Mixed |
| Garage Area | 690 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 388 sqft |
| Patio Area | 42 sqft |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 51107 |
|---|---|
| Street Address | 4510 REFINERY RD |
| City | ARDMORE |
| State | OK |
| Zip | 73401-9322 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SMOKING OAKS, LOT 19 (330X264) |
| Legal Range | 02E |
| Legal Township | 04S |
| Legal Section | 08 |
| Legal Subdivision | SMOKING OAKS ADDN |
| Legal Block | 1 |
| Legal Lot Number | 19 |
| Jurisdiction | CARTER OK |
| Township / Civil Division | ARDMORE |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 892602 |
4510 Refinery Rd is owned and occupied by two individuals who bought it in September 2017.
Source: Carter County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4510 REFINERY RD, ARDMORE, OK 73401-9322 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 17, 2018 | Deed of Trust, Mortgage · Commercial Mortgage BANCFIRST |
| Aug 25, 2022 | Deed of Trust, Mortgage BANCFIRST |
| Jul 29, 2025 | Deed of Trust, Mortgage · Non-Conforming Investor Loan BANCFIRST |
| Sep 5, 2017 | Warranty Deed, Transfer · Conventional Mortgage 1ST CAPITAL MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 5, 2017 · Amount on File |
| Deed Sale | Sep 5, 2017 · Amount on File |
| Prior Sale | Dec 18, 2012 · Amount on File |
| Deed Document Number | 20179166 |
| Deed Book / Page | 6442 / 260 |
| Prior Transfer Date | Aug 17, 2010 |
| Prior Transfer Doc | 005203/025 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER OK |
| Property Address | 4510 REFINERY RD, ARDMORE, OK 73401-9322 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2025 |
| Name | Verified Name |
|---|
| Document Number | 006533/135 |
|---|---|
| Date | Apr 17, 2018 |
| Book Page | 6533/135 |
| Instrument | 2018-003882 |
| Name | BANCFIRST |
|---|---|
| Type | Bank |
| Address | ARDMORE, OK 73402 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 84 Months |
| Due | Apr 16, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER OK |
| Property Address | 4510 REFINERY RD, ARDMORE, OK 73401-9322 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4510 REFINERY RD, ARDMORE, OK 73401-9322 |
| Document Number | 007274/157 |
|---|---|
| Date | Aug 25, 2022 |
| Book Page | 7274/157 |
| Instrument | I-2022-009618 |
| Name | BANCFIRST |
|---|---|
| Type | Bank |
| Address | ARDMORE, OK 73402 |
| Amount | Amount on Record |
|---|---|
| Term | 84 Months |
| Due | Aug 24, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER OK |
| Property Address | 4510 REFINERY RD, ARDMORE, OK 73401-9322 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4510 REFINERY RD, ARDMORE, OK 73401-9322 |
| Document Number | 007738/118 |
|---|---|
| Date | Jul 29, 2025 |
| Book Page | 7738/118 |
| Instrument | I-2025-007978 |
| Name | BANCFIRST |
|---|---|
| Type | Bank |
| Address | ARDMORE, OK 73402 |
| Type | Non-Conforming Investor Loan |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jul 23, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTER OK |
| Recording Date | Sep 5, 2017 |
| Property Address | 4510 REFINERY RD, ARDMORE, OK 73401-9322 |
| Document Number | 006442/260 |
| Book / Page | 6442 / 260 |
| Instrument Date | Aug 31, 2017 |
| Instrument | 2017-009166 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2025 |
| Title Company | STEWART TITLE, STEWART TITLE OKLAHOMA INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $363.75 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4510 REFINERY RD, ARDMORE, OK 73401-9322 |
| Document Number | 2017009167 |
|---|---|
| Date | Sep 5, 2017 |
| Instrument | 2017-009167 |
| Name | 1ST CAPITAL MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2047 |
The 2025 property tax bill for 4510 Refinery Rd was $3,910.
Source: Carter County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Carter County |
| Municipality | Ardmore City |
| Unified School District | Ardmore Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $38,165 (-2.57%) Land $4,200 Building $33,965 | $318,044 (-2.88%) Land $35,000 Building $283,044 | |
| 2025 | $3,910.00 (-0.03%) | $39,172 (+5%) Land $4,200 Building $34,972 | $327,480 (-2.04%) Land $35,000 Building $292,480 |
| 2024 | $3,911.00 (+11.39%) | $37,307 (+5%) Land $4,200 Building $33,107 | $334,305 (+9.18%) Land $35,000 Building $299,305 |
| 2023 | $3,511.00 | $35,530 Land $4,200 Building $31,330 | $306,187 Land $35,000 Building $271,187 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4510 Refinery Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 20, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4510 Refinery Rd is high, ranking above 76% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 76% of the US · above 46% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ARDMORE serves 24,893 people · EPA ID OK1010814 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · May 2024 Treatment failure resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | Organic carbon removal Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Dobson Fiber Fiber | 10,000 / 10,000 |
| Sparklight Cable | 1,000 / 50 |
| Arbuckle Communications Fixed Wireless | 400 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures