4350 Refinery Rd, Ardmore, OK 73401 Property Records

Carter County property record for 4350 Refinery Rd, Ardmore, OK 73401

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,505 sqft · built 2003
Lot Size	2.64 acres (114,998 sqft)
Owner	2 Individual Names on Record
Last Sale	$28,000 (Mar 2002)
Tax Bill	$4,405 (2025)
Deeds & Mortgages	Nov 2017 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`50999`

Property Details

APN / Parcel Number

Primary APN	`50999`
Alternative APN	`1165-00-001-030-0-001-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,505 sqft Living Area
Gross Area	10 sqft
1st Floor Area	2,873 sqft
2nd Floor Area	632 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	114,998 sqft (2.64 acres)
Garage Type	Attached
Garage Area	918 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	687 sqft
Shed	1 Shed
Shed Area	140 sqft
Storage Building	1,280 sqft
Utility Building	1,020 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	50999
Street Address	4350 REFINERY RD
City	ARDMORE
State	OK
Zip	73401-9476
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SMOKING OAKS, LOT 30 (IRREGULAR)
Legal Range	02E
Legal Township	04S
Legal Section	08
Legal Subdivision	SMOKING OAKS ADDN
Legal Block	1
Legal Lot Number	30
Jurisdiction	CARTER OK
Township / Civil Division	ARDMORE
Census Block Group	2
Census Block	2006
Census Tract	892602

Owner

Source: Carter County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4350 REFINERY RD, ARDMORE, OK 73401-9476
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2002 · Amount on Record
Deed Sale	Mar 28, 2002 · Amount on Record
Prior Sale	May 27, 1994 · Amount on Record
Deed Book / Page	3783 / 262
Last Transfer Date	Oct 10, 2023
Transfer Doc	0000009804
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	4350 REFINERY RD, ARDMORE, OK 73401-9476
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6471/093
Date	Nov 13, 2017
Book Page	6471/093
Instrument	2017-011838

Lender

Name	VISION BANK NA
Type	Bank
Address	ADA, OK 74820

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 4, 2032

Tax Assessment & Valuation

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Municipality	Ardmore City
Unified School District	Ardmore Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$46,667 (+3.4%) Land $4,200 Building $42,467	$388,885 (-14.7%) Land $35,000 Building $353,885
2025	$4,405.00 (+7.33%) Homeowner's exemption	$45,131 (+6.09%) Land $4,200 Building $40,931	$455,881 (+12.89%) Land $35,000 Building $420,881
2023	$4,104.00 Homeowner's exemption	$42,540 Land $4,095 Building $38,445	$403,811 Land $35,000 Building $368,811

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 55% of Oklahoma
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARDMORE serves 24,893 people · EPA ID OK1010814
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2024 Treatment failure resolved · Jan 2018
Treatment and Procedure	Organic carbon removal Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Sparklight Cable	1,000 / 50
Arbuckle Communications Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20