451 W 3rd St, Peru, IN 46970 Property Records

Miami County property record for 451 W 3rd St, Peru, IN 46970

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,131 sqft · built 1953
Lot Size	0.082 acres (3,570 sqft)
Owner	Company Name on File
Last Sale	$5,400 (Dec 2019)
Tax Bill	$1,156 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Sep 2023 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`021-23613-00`

Property Details

APN / Parcel Number

Primary APN	`021-23613-00`
Alternative APNs	`52-08-33-201-217.000-016` `00429969533`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,131 sqft Living Area
1st Floor Area	1,131 sqft
Basement Area	283 sqft
Unfinished Basement	283 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	3,570 sqft (0.082 acres)
Lot Dimensions	102 ft deep x 35 ft wide
Terrain	High
Garage Type	Detached
Garage Area	200 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00429969533
Street Address	451 W 3RD ST
City	PERU
State	IN
Zip	46970-1864
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	021-23613-00 BROWNELLS ADD 35' E SD LOT 180 41 236 13000
Legal Subdivision	BROWNELL ADD
Legal Lot Number	180
Jurisdiction	MIAMI IN
Township / Civil Division	PERU
Census Block Group	3
Census Block	3035
Census Tract	952300

Owner

451 W 3rd St is owned by a company that bought it in December 2019.

Source: Miami County records, as of June 22, 2026

Owner of Record	Company Name on File
Mailing Address	3033 S PEORIA DR, PERU, IN 46970-7095
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2025	Deed of Trust, Mortgage · Line of Credit CROSSROADS BANK
Sep 14, 2023	Intrafamily Transfer, Transfer
Dec 2, 2019	Public Action, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2019 · Amount on File
Deed Sale	Dec 2, 2019 · Amount on File
Deed Document Number	2019524905
Prior Transfer Date	Nov 14, 2019
Prior Transfer Doc	20190524905
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI IN
Property Address	451 W 3RD ST, PERU, IN 46970-1864
Transaction Type	Mortgage
Record Updated	Nov 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3033 S PEORIA DR, PERU, IN 46970-7095

Mortgage

Document Number	20250524389
Date	Nov 4, 2025
Instrument	20250524389

Lender

Name	CROSSROADS BANK
Type	Bank
Address	855 N BROADWAY, PERU, IN 46970

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Nov 1, 2045

Interest

Rate Type	Adjustable Rate

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIAMI IN
Recording Date	Sep 14, 2023
Property Address	451 W 3RD ST, PERU, IN 46970-1864
Document Number	20230523349
Instrument Date	Aug 11, 2023
Instrument	20230523349
Transaction Type	Transfer
Record Updated	Oct 4, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 SUNNYSIDE, MERRIFIELD, MN 56465

December 2019: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	MIAMI IN
Recording Date	Dec 2, 2019
Property Address	451 W 3RD ST, PERU, IN 46970-1864
Document Number	20190524905
Instrument Date	Nov 14, 2019
Instrument	20190524905
Transaction Type	Foreclosure
Record Updated	Dec 6, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Tax Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 S BROADWAY, PERU, IN 46970-2229

Tax Assessment & Valuation

The 2025 property tax bill for 451 W 3rd St was $1,156, up 14.5% from the year before.

Source: Miami County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Miami County
County Subdivision	Peru Township
Municipality	Peru City
Unified School District	Peru Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,156.00 (+14.46%)	$56,300 (+17.05%) Land $4,100 Building $52,200	$56,300 (+17.05%) Land $4,100 Building $52,200
2024	$1,010.00 (+3.7%)	$48,100 (-1.23%) Land $4,100 Building $44,000	$48,100 (-1.23%) Land $4,100 Building $44,000
2023	$974.00 (-32.31%)	$48,700 (-2.6%) Land $4,100 Building $44,600	$48,700 (-2.6%) Land $4,100 Building $44,600
2022	$1,439.00	$50,000 Land $4,100 Building $45,900	$50,000 Land $4,100 Building $45,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 451 W 3rd St in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective May 16, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 451 W 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PERU WATER DEPARTMENT serves 11,417 people · EPA ID IN5252016
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 658 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Good Connections, Metronet, Skyewaves.

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