415 W 3rd St, Peru, IN 46970 Property Records

Miami County property record for 415 W 3rd St, Peru, IN 46970

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,428 sqft · built 1986
Lot Size	0.14 acres (6,110 sqft)
Owner	Individual Name on Record
Last Sale	$108,400 (Feb 2022)
Tax Bill	$1,236 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Mar 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`021-43060-00`

Property Details

APN / Parcel Number

Primary APN	`021-43060-00`
Alternative APNs	`52-08-33-114-004.000-016` `00151957696`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,428 sqft Living Area
1st Floor Area	1,428 sqft
Basement Area	280 sqft
Unfinished Basement	280 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	6,110 sqft (0.14 acres)
Lot Dimensions	130 ft deep x 47 ft wide
Terrain	Rolling
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00151957696
Street Address	415 W 3RD ST
City	PERU
State	IN
Zip	46970-1957
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	021-43060-00 GATES ADD LOT 4 42 080 60000
Legal Subdivision	GATES ADDITION
Legal Lot Number	4
Jurisdiction	MIAMI IN
Township / Civil Division	PERU
Census Block Group	3
Census Block	3008
Census Tract	952300

Owner

Source: Miami County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	415 W 3RD ST, PERU, IN 46970-1957
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2022	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC
Mar 15, 2019	Warranty Deed, Transfer · ARM LOGANSPORT SAVINGS BANK
Jul 24, 2017	Warranty Deed, Transfer · Conventional Mortgage PNC MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 15, 2022 · Amount on Record
Deed Sale	Feb 15, 2022 · Amount on Record
Prior Sale	Mar 15, 2019 · Amount on Record
Deed Document Number	2022520863
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI IN
Recording Date	Feb 15, 2022
Property Address	415 W 3RD ST, PERU, IN 46970-1957
Document Number	20220520863
Instrument Date	Feb 8, 2022
Instrument	20220520863
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 W 3RD ST, PERU, IN 46970-1957

Mortgage

Document Number	20220520864
Date	Feb 15, 2022
Instrument	20220520864

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI IN
Recording Date	Mar 15, 2019
Property Address	415 W 3RD ST, PERU, IN 46970-1957
Document Number	20190521169
Instrument Date	Mar 12, 2019
Instrument	20190521169
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20190521170
Date	Mar 15, 2019
Instrument	20190521170

Lender

Name	LOGANSPORT SAVINGS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Apr 1, 2024
Change Frequency	Annually
Min Rate At Change	6.5%
Max Rate At Change	7.5%
Index	1-Year CMT
Margin	3
Max Rate	11.5%

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI IN
Recording Date	Jul 24, 2017
Property Address	415 W 3RD ST, PERU, IN 46970-1957
Document Number	20170523125
Instrument Date	Jul 20, 2017
Instrument	20170523125
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 W 33RD ST, PERU, IN 46970

Mortgage

Document Number	20170523126
Date	Jul 24, 2017
Instrument	20170523126

Lender

Name	PNC MORTGAGE LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Miami County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Miami County
County Subdivision	Peru Township
Municipality	Peru City
Unified School District	Peru Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,236.00 (+6.92%) Homeowner's exemption	$134,100 (+14.62%) Land $6,100 Building $128,000	$134,100 (+14.62%) Land $6,100 Building $128,000
2024	$1,156.00 (-1.7%)
2023	$1,176.00 (+48.67%)	$117,000 Land $6,100 Building $110,900	$117,000 Land $6,100 Building $110,900
2022	$791.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PERU WATER DEPARTMENT serves 11,417 people · EPA ID IN5252016
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 658 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Good Connections, Metronet, Skyewaves.

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