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451 Town Square Ct, Saint Cloud, FL 34769 Property Records

Osceola County property record for 451 Town Square Ct, Saint Cloud, FL 34769 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2005
Square Footage1,527 sqft Living Area
Lot Size2,613 sqft (0.06 acres)
GarageAttached, 299 sqft
OccupancyOwner Occupied
Tax Bill$1,792.00 (2024)

Property Details

APN / Parcel Number

Primary APN03-26-30-0851-0001-0410
Alternative APNs
  • 263003085100010410
  • 127524

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,527 sqft Living Area
Gross Area2,002 sqft Gross Area
1st Floor Area1,527 sqft 1st Floor
Stories1 Story
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleConventional
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area2,613 sqft (0.06 acres)
Parking Spaces1 Parking Space
Garage TypeAttached
Garage Area299 sqft Garage
PorchFlorida Room
Porch Area176 sqft Porch

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address451 TOWN SQUARE CT
CitySAINT CLOUD
StateFL
Zip34769-1919
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTOWN CENTER VILLAS PB 17 PGS 44-45 LOT 41
Legal Range30E
Legal Township26S
Legal Section03
Legal SubdivisionTOWN CENTER VILLAS
Legal Tract851
Legal Block410
Legal Lot Number41
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2004
Census Tract43203

Owner

Source: Osceola County records · APN 03-26-30-0851-0001-0410

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address451 TOWN SQUARE CT, SAINT CLOUD, FL 34769-1919
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 19, 2021Intrafamily Transfer, Transfer · FHA Mortgage
FREEDOM MORTGAGE CORP
Jul 11, 2018Warranty Deed, Transfer · FHA Mortgage
NMB HOME LOANS INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 19, 2021
Deed SaleJan 19, 2021
Prior SaleJul 11, 2018 · Amount on Record
Deed Document Number20217448
Deed Book / Page5872 / 616
Prior Transfer DateJul 28, 2020
Prior Transfer Doc0058720616
Record UpdatedJun 08, 2026

January 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateJan 19, 2021
Property Address451 TOWN SQUARE CT, SAINT CLOUD, FL 34769-1919
Document Number0058720616
Book / Page5872 / 616
Map ReferenceMB 17 PG 44&45
Instrument DateJul 28, 2020
Instrument2021007448
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address451 TOWN SQUARE CT, SAINT CLOUD, FL 34769-1919

Mortgage

Document Number0005872618
DateJan 19, 2021
Instrument5872/618
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term333 Months
DueOct 01, 2048

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 11, 2018
Property Address451 TOWN SQUARE CT, SAINT CLOUD, FL 34769-1919
Document Number0053642491
Book / Page005364 / 002491
Instrument DateJul 09, 2018
Instrument105631
Transaction TypeTransfer
Record UpdatedAug 14, 2018
Title CompanyLAND TITLE CORPORATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,246.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address451 TOWN SQUARE CT ST CLOUD FL 347691919, ST CLOUD, FL 34769-1919

Mortgage

Document Number53642493
DateJul 11, 2018
Book Page005364/002493
Instrument105632
Lender
NameNMB HOME LOANS INC
Address310 A MAIN ST, LEBANON, NJ 08833-4550
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 10, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,860.00 (+3.79%) Homeowner's exemption$146,844 (+5.99%)$252,300 (+2.73%) Land $38,000 Building $214,300
2024$1,792.00 (+3.23%)
2023$1,736.00 (+4.33%) Homeowner's exemption$138,550 (+3%)$245,600 (+35.09%) Land $14,900 Building $230,700
2022$1,664.00 Homeowner's exemption$134,515$181,800 Land $14,900 Building $166,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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