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431 Town Square Ct, Saint Cloud, FL 34769 Property Records

Osceola County property record for 431 Town Square Ct, Saint Cloud, FL 34769 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2005
Square Footage1,926 sqft Living Area
Lot Size2,526 sqft (0.058 acres)
OccupancyOwner Occupied
Last Sale$180,000 (2018)
Tax Bill$2,196.00 (2024)

Property Details

APN / Parcel Number

Primary APN03-26-30-0851-0001-0430
Alternative APNs
  • 263003085100010430
  • 127526

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area1,926 sqft Living Area
Gross Area2,630 sqft Gross Area
1st Floor1,195 sqft 1st Floor
Upper Floors731 sqft Upper Floors
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleConventional Style
Exterior MaterialBrick Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area2,526 sqft (0.058 acres)
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area314 sqft Garage
Porch Area390 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address431 TOWN SQUARE CT
CitySAINT CLOUD
StateFL
Zip34769-1919
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionTOWN CENTER VILLAS PB 17 PGS 44-45 LOT 43
Legal Range30E
Legal Township26S
Legal Section03
Legal SubdivisionTOWN CENTER VILLAS
Legal Tract851
Legal Block430
Legal Lot Number43
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2004
Census Tract43203

Owner

Source: Osceola County records · APN 03-26-30-0851-0001-0430

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address431 TOWN SQUARE CT, SAINT CLOUD, FL 34769-1919
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 01, 2021Deed of Trust, Mortgage · Conventional Mortgage
TOWN SQUARE MORTGAGE AND INVESTMENTS LLC
Mar 21, 2018Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
TOWN SQUARE MORTGAGE & INVESTMENTS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 21, 2018 · Amount on Record
Deed SaleMar 21, 2018 · Amount on Record
Prior SaleMay 14, 2013
Deed Doc Number201845367
Deed Book / Page5304 / 1158
Prior Transfer DateFeb 24, 2006
Prior Transfer Doc0030831982
Record RefreshedJun 08, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address431 TOWN SQUARE CT, SAINT CLOUD, FL 34769-1919
Transaction TypeMortgage
Record UpdatedJan 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address431 TOWN SQUARE CT, SAINT CLOUD, FL 34769-1919

Mortgage

Document Number0059252810
DateApr 01, 2021
Book Page5925/2810
Instrument2021048970
Lender
NameTOWN SQUARE MORTGAGE AND INVESTMENTS LLC
TypeNon-Lending Institution
AddressDALLAS, TX 75248
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2051

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 21, 2018
Property Address431 TOWN SQUARE CT, SAINT CLOUD, FL 34769-1919
Document Number0053041158
Book / Page5304 / 1158
Map ReferenceMB17 PG44-46
Instrument DateMar 19, 2018
Instrument2018045367
Transaction TypeTransfer
Record UpdatedAug 01, 2022
Title CompanyQUALITY TITLE & ESCROW LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,260.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address441 TOWN SQUARE CT, 441, SAINT CLOUD, FL 34769-1919

Transferred To (Grantee/Buyer)

NameVerified Name
Address229 PINE VALLEY RD APT B, B, SAINT CLOUD, FL 34769-1452

Mortgage

Document Number2018045368
DateMar 21, 2018
Instrument2018045368
Lender
NameTOWN SQUARE MORTGAGE & INVESTMENTS
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,278.00 (+3.73%) Homeowner's exemption$170,171 (+5.99%)$290,500 (+1.33%) Land $38,000 Building $252,500
2024$2,196.00 (+3%)
2023$2,132.00 (+4%) Homeowner's exemption$160,560 (+3%)$286,700 (+35.49%) Land $14,900 Building $271,800
2022$2,050.00 Homeowner's exemption$155,884$211,600 Land $14,900 Building $196,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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