451 Todd Dr, Simpsonville, KY 40067 Property Records

Shelby County property record for 451 Todd Dr, Simpsonville, KY 40067

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 4,724 sqft · built 2007
Lot Size5.02 acres (218,671 sqft)
Owner2 Individual Names on Record
Last Sale$825,000 (Sep 2026)
Tax Bill$7,069 (2025)
Deeds & MortgagesSep 2026 Sale & Mortgage
Dec 2025 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN010-00-006I

Property Details

APN / Parcel Number

Primary APN010-00-006I
Alternative APNs
  • 0026522
  • 0057158
  • 0058592

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area4,724 sqft Living Area
1st Floor Area2,602 sqft
Basement Area2,602 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialBrick Veneer
Construction TypeFrame
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area218,671 sqft (5.02 acres)
Garage TypeMixed
Garage Area865 sqft
DrivewayDriveway
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area153 sqft
Deck Area980 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number0058592
Street Address451 TODD DR
CitySIMPSONVILLE
StateKY
Zip40067-7675
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRESIDENTIA
Legal DescriptionOVERBROOK BEND TR 6
Legal SubdivisionOVERBROOK BEND
Legal Tract6
Legal Lot Number6
JurisdictionSHELBY KY
Township / Civil DivisionSIMPSONVILLE
Census Block Group2
Census Block2018
Census Tract40501

Owner

Source: Shelby County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address451 TODD DR, SIMPSONVILLE, KY 40067-7675
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Deeds, Mortgages & Sale History

DateDocument
Sep 10, 2026Deed, Transfer · Conventional Mortgage
PARK COMMUNITY CREDIT UNION
Dec 15, 2025Intrafamily Transfer, Transfer · Line of Credit
L&N FCU
Oct 8, 2025Intrafamily Transfer, Transfer · Line of Credit
L&N FCU
Sep 11, 2023Intrafamily Transfer, Transfer
Dec 27, 2022Warranty Deed, Transfer · Conventional Mortgage
STATEWIDE MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 10, 2026 · Amount on Record
Deed SaleSep 10, 2026 · Amount on Record
Prior SaleDec 27, 2022 · Amount on Record
Deed Document Number2026603134
Deed Book / Page758 / 210
Prior Transfer DateDec 5, 2025
Prior Transfer Doc0000574394
Record UpdatedOct 29, 2026

September 2026: Deed, Transfer

Document TypeDeed
JurisdictionSHELBY KY
Recording DateSep 10, 2026
Property Address451 TODD DR, SIMPSONVILLE, KY 40067-7675
Document Number0000603134
Book / Page758 / 210
Instrument DateSep 9, 2026
Instrument2026603134
Transaction TypeTransfer
Record UpdatedSep 18, 2026
Title CompanyLIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$83,325.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRemainderman
Address451 TODD DR, SIMPSONVILLE, KY 40067-7675

Mortgage

Document Number0000603137,
DateSep 10, 2026
Instrument2026603137
Lender
NamePARK COMMUNITY CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Rate TypeAdjustable Rate
Rate7.38%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

December 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSHELBY KY
Recording DateDec 15, 2025
Property Address451 TODD DR, SIMPSONVILLE, KY 40067-7675
Document Number000D747/13
Book / PageD747 / 13
Map ReferenceCAB 4 SL 42
Instrument DateDec 5, 2025
Instrument574396
Transaction TypeTransfer
Record UpdatedFeb 16, 2026
Title CompanyEASY TITLE COMPANY LLC, LEGACY TITLE COMPANY LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address451 TODD DR, SIMPSONVILLE, KY 40067-7675

Transferred To (Grantee/Buyer)

NameVerified Name
Address451 TODD DR, SIMPSONVILLE, KY 40067-7675

Mortgage

Document Number0000574395
DateDec 15, 2025
Instrument574395
Lender
NameL&N FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSHELBY KY
Recording DateOct 8, 2025
Property Address451 TODD DR, SIMPSONVILLE, KY 40067-7675
Document Number00D744/552
Book / PageD744 / 552
Map ReferenceCAB 4 SL 42
Instrument DateSep 30, 2025
Instrument568076
Transaction TypeTransfer
Record UpdatedJan 20, 2026
Title CompanyEASY TITLE COMPANY LLC, LEGACY TITLE COMPANY LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address451 TODD DR, SIMPSONVILLE, KY 40067-7675

Transferred To (Grantee/Buyer)

NameVerified Name
Address451 TODD DR, SIMPSONVILLE, KY 40067-7675

Mortgage

Document Number0000568077
DateOct 8, 2025
Instrument568077
Lender
NameL&N FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSHELBY KY
Recording DateSep 11, 2023
Property Address451 TODD DR, SIMPSONVILLE, KY 40067-7675
Document Number00D718/262
Book / PageD718 / 262
Map ReferenceCAB 4 SL 42
Instrument DateSep 6, 2023
Instrument508967
Transaction TypeTransfer
Record UpdatedJan 20, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address451 TODD DR, SIMPSONVILLE, KY 40067-7675

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address451 TODD DR, SIMPSONVILLE, KY 40067-7675

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHELBY KY
Recording DateDec 27, 2022
Property Address451 TODD DR, SIMPSONVILLE, KY 40067-7675
Document Number00D709/291
Book / PageD709 / 291
Map ReferenceCAB 4 SL 42
Instrument DateDec 16, 2022
Instrument492823
Transaction TypeTransfer
Record UpdatedJan 20, 2026
Title CompanyHOME CLOSINGS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$625.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10200 SPRINGMERE DR APT 104, 104, LOUISVILLE, KY 40241-5143

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address451 TODD DR, SIMPSONVILLE, KY 40067-7675

Mortgage

Document Number0000492824
DateDec 27, 2022
Instrument492824
Lender
NameSTATEWIDE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2053

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of February 17, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyShelby County
Unified School DistrictShelby County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,069.00 (-0.97%)$625,000 (-)$625,000 (-)
2024$7,138.00 (-1.38%)$625,000 (-)$625,000 (-)
2023$7,238.00 (-6.39%)$625,000 (-6.02%)$625,000 (-6.02%)
2022$7,732.00$665,000$665,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWEST SHELBY WATER DISTRICT
serves 6,994 people · EPA ID KY1060457
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
All Points Broadband
Fiber
200 / 200

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