Shelby County property record for 400 Todd Dr, Simpsonville, KY 40067
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,556 sqft |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,787 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Nov 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-00-006T |
| Primary APN | 010-00-006T |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,556 sqft Living Area |
| Basement Area | 2,556 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Type | Mixed |
| Garage Area | 648 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 240 sqft |
| Deck Area | 632 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Account Number | 0037621 |
|---|---|
| Street Address | 400 TODD DR |
| City | SIMPSONVILLE |
| State | KY |
| Zip | 40067-7675 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIAL |
| Legal Description | OVERBROOK BEND TR 17 |
| Legal Subdivision | OVERBROOK BEND |
| Legal Tract | 17 |
| Jurisdiction | SHELBY KY |
| Township / Civil Division | SIMPSONVILLE |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 40501 |
400 Todd Dr is owned and occupied by two individuals.
Source: Shelby County records, as of February 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 400 TODD DR, SIMPSONVILLE, KY 40067-7675 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 6, 2026 | Deed of Trust, Mortgage · Conventional Mortgage EXPREE CU |
| Nov 25, 2025 | Deed of Trust, Mortgage · Commercial Mortgage REPUBLIC BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY KY |
| Property Address | 400 TODD DR, SIMPSONVILLE, KY 40067-7675 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M1402/691 |
|---|---|
| Date | Jan 6, 2026 |
| Book Page | M1402/691 |
| Instrument | 576007 |
| Name | EXPREE CU |
|---|---|
| Type | Credit Union |
| Address | 100 MOORE DR, FRANKFORT, KY 40601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Dec 30, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.25% |
| Index | 1-Year CMT |
| Max Rate | 10.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY KY |
| Property Address | 400 TODD DR, SIMPSONVILLE, KY 40067-7675 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0M1399/301 |
|---|---|
| Date | Nov 25, 2025 |
| Book Page | M1399/301 |
| Instrument | 573102 |
| Name | REPUBLIC BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | 601 W MARKET ST, LOUISVILLE, KY 40202 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Nov 17, 2026 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 400 Todd Dr was $5,787.
Source: Shelby County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Shelby County |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,787.00 | $560,000 | $560,000 |
| 2023 | $6,490.00 | $560,000 | $560,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 400 Todd Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 400 Todd Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST SHELBY WATER DISTRICT serves 6,994 people · EPA ID KY1060457 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| All Points Broadband Fiber | 200 / 200 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures