451 Summit Ave, Perth Amboy, NJ 08861 Property Records

Middlesex County and Perth Amboy City property record for 451 Summit Ave, Perth Amboy, NJ 08861

Property Summary

Property TypeSingle Family Home
Details1,872 sqft · built 1924
Lot Size0.051 acres (2,200 sqft)
OwnerIndividual Name on File
Last Sale$360,000 (Aug 2022)
Tax Bill$7,370 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Oct 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN16-00445-0000-00031-01

Property Details

APN / Parcel Number

Primary APN16-00445-0000-00031-01
Alternative APNs
  • 16004450000000310001
  • 1600445000000031A

Interior

Stories2 Stories
Building Area1,872 sqft Living Area

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 1924
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area2,200 sqft (0.051 acres)
Lot Dimensions100 ft deep x 34 ft wide
Garage TypeDetached
Parking Spaces3 Parking Spaces

Location & Zoning

Old Parcel Number1600445000000031A
Street Address451 SUMMIT AVE
CityPERTH AMBOY
StateNJ
Zip08861-2031
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-50
Legal Description34X100 & 20X50 32,1.02,2.02
Legal SubdivisionLEHIGH PARK
Legal Block445
Legal Lot Number31.1
JurisdictionMIDDLESEX NJ
Township / Civil DivisionPERTH AMBOY
Census Block Group2
Census Block2004
Census Tract4300

Owner

451 Summit Ave is owned and occupied by an individual who bought it in August 2022.

Source: Middlesex County and Perth Amboy City records, as of October 19, 2026

Owner of RecordIndividual Name on File
Mailing Address451 SUMMIT AVE, PERTH AMBOY, NJ 08861-2031
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 15, 2022Deed, Transfer · Conventional Mortgage
MLB RESIDENTIAL LENDING LLC
Oct 10, 2017Grant Deed, Transfer · FHA Mortgage
MLD MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 15, 2022 · Amount on File
Deed SaleAug 15, 2022 · Amount on File
Prior SaleOct 10, 2017 · Amount on File
Deed Document Number202272889
Deed Book / Page19011 / 1218
Prior Transfer DateApr 21, 2008
Prior Transfer Doc0000010482
Record UpdatedOct 29, 2026

August 2022: Deed, Transfer

Document TypeDeed
JurisdictionMIDDLESEX NJ
Recording DateAug 15, 2022
Property Address451 SUMMIT AVE, PERTH AMBOY, NJ 08861-2031
Document Number0000072889
Book / Page19011 / 1218
Instrument DateAug 5, 2022
Instrument2022072889
Transaction TypeTransfer
Record UpdatedAug 31, 2022
Title CompanyMAD TITLE AGENCY LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,831.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address3063 HULL AVE # AVE3A, 3063, BRONX, NY 10467-4605

Transferred To (Grantee/Buyer)

NameVerified Name
Address451 SUMMIT AVE, PERTH AMBOY, NJ 08861-2031

Mortgage

Document Number0000072890
DateAug 15, 2022
Instrument2022072890
Lender
NameMLB RESIDENTIAL LENDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2052

October 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMIDDLESEX NJ
Recording DateOct 10, 2017
Property Address451 SUMMIT AVE, PERTH AMBOY, NJ 08861-2031
Document Number0000017045
Book / Page007053 / 000437
Instrument DateSep 15, 2017
Instrument17045
Transaction TypeTransfer
Record UpdatedOct 17, 2017
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE INSURANCE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$249.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address451 SUMMIT AVE PERTH AMBOY NJ 088612031, PERTH AMBOY, NJ 08861-2031

Mortgage

Document Number21069
DateOct 10, 2017
Book Page016918/000460
Instrument21069
Lender
NameMLD MTG
TypeMortgage Company
AddressFLORHAM PARK, NJ 07932
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueOct 9, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 451 Summit Ave was $7,370, up 5.3% from the year before.

Source: Middlesex County and Perth Amboy City assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMiddlesex County
MunicipalityPerth Amboy City
Unified School DistrictPerth Amboy City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$231,900 (-) Land $95,200 Building $136,700$231,900 (-) Land $95,200 Building $136,700
2025$7,370.00 (+5.35%)$231,900 Land $95,200 Building $136,700$231,900 Land $95,200 Building $136,700
2024$6,996.00
2023$231,900 Land $95,200 Building $136,700$231,900 Land $95,200 Building $136,700
2022$6,899.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 451 Summit Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 451 Summit Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPERTH AMBOY WATER DEPARTMENT
serves 52,328 people · EPA ID NJ1216001
Water SourcePurchased surface water from MIDDLESEX WATER COMPANY
Last State InspectionOct 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityGross alpha radiation
not recorded as resolved · Jan 2026
Total trihalomethanes
resolved · Jul 2019
Treatment and ProcedureCorrosion control
Jul 2018
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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