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445 Summit Ave, Perth Amboy, NJ 08861 Property Records

Middlesex County and Perth Amboy City property record for 445 Summit Ave, Perth Amboy, NJ 08861

Property Summary

Property TypeSingle Family Home
Details2,208 sqft · built 1924
Lot Size0.076 acres (3,302 sqft)
Owner2 Individual Names on File
Last Sale$475,000 (Nov 2023)
Tax Bill$8,806 (2025)
Deeds & MortgagesNov 2023 Sale & Mortgage
Mar 2022 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN16-00445-0000-00029

Property Details

APN / Parcel Number

Primary APN16-00445-0000-00029
Alternative APN
  • 160044500029

Interior

Stories2 Stories
Building Area2,208 sqft Living Area

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 1924
Construction TypeFrame
Lot Area3,302 sqft (0.076 acres)
Lot Dimensions100 ft deep x 33 ft wide

Location & Zoning

Street Address445 SUMMIT AVE
CityPERTH AMBOY
StateNJ
Zip08861-2031
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-50
Legal Description33X100
Legal SubdivisionLEIGH PARK
Legal Block445
Legal Lot Number29
JurisdictionMIDDLESEX NJ
Township / Civil DivisionPERTH AMBOY
Census Block Group2
Census Block2004
Census Tract4300

Owner

445 Summit Ave is owned and occupied by two individuals who bought it in November 2023.

Source: Middlesex County and Perth Amboy City records, as of June 30, 2026

Owner of Record2 Individual Names on File
Mailing Address445 SUMMIT AVE, PERTH AMBOY, NJ 08861-2031
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 1, 2023Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Mar 14, 2022Intrafamily Transfer, Transfer
Dec 11, 2019Deed, Transfer · FHA Mortgage
GATEWAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 1, 2023 · Amount on File
Deed SaleNov 1, 2023 · Amount on File
Prior SaleDec 11, 2019 · Amount on File
Deed Document Number202364907
Deed Book / Page19334 / 833
Prior Transfer DateFeb 15, 2022
Prior Transfer Doc0000027441
Record UpdatedOct 29, 2026

November 2023: Deed, Transfer

Document TypeDeed
JurisdictionMIDDLESEX NJ
Recording DateNov 1, 2023
Property Address445 SUMMIT AVE, PERTH AMBOY, NJ 08861-2031
Document Number0000064907
Book / Page19334 / 833
Instrument DateOct 27, 2023
Instrument2023064907
Transaction TypeTransfer
Record UpdatedNov 16, 2023
Title CompanySURETY TITLE AGENCY COASTAL RE, SURETY TTL AGCY COASTAL REGI

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,935.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address445 SUMMIT AVE, PERTH AMBOY, NJ 08861-2031

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address445 SUMMIT AVE, PERTH AMBOY, NJ 08861-2031

Mortgage

Document Number0000064908
DateNov 1, 2023
Instrument2023064908
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2053

March 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMIDDLESEX NJ
Recording DateMar 14, 2022
Property Address445 SUMMIT AVE, PERTH AMBOY, NJ 08861-2031
Document Number0000027441
Book / Page18861 / 112
Instrument DateFeb 15, 2022
Instrument2022027441
Transaction TypeTransfer
Record UpdatedApr 4, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address445 SUMMIT AVE, PERTH AMBOY, NJ 08861-2031

December 2019: Deed, Transfer

Document TypeDeed
JurisdictionMIDDLESEX NJ
Recording DateDec 11, 2019
Property Address445 SUMMIT AVE, PERTH AMBOY, NJ 08861-2031
Document Number2019104944
Book / Page17715 / 0957
Map ReferenceMAP 639 FILE 492
Instrument DateDec 4, 2019
Instrument2019104944
Transaction TypeTransfer
Record UpdatedNov 2, 2021
Title CompanySTEWART TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,783.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address715 STATE ST, 715, PERTH AMBOY, NJ 08861-2925

Transferred To (Grantee/Buyer)

NameVerified Name
Address445 SUMMIT AVE # 2ND, PERTH AMBOY, NJ 08861-2031

Mortgage

Document Number2019104945
DateDec 11, 2019
Instrument2019104945
Lender
NameGATEWAY MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 445 Summit Ave was $8,806, up 5.3% from the year before.

Source: Middlesex County and Perth Amboy City assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMiddlesex County
MunicipalityPerth Amboy City
Unified School DistrictPerth Amboy City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$277,100 (-) Land $90,200 Building $186,900$277,100 (-) Land $90,200 Building $186,900
2025$8,806.00 (+5.33%)$277,100 Land $90,200 Building $186,900$277,100 Land $90,200 Building $186,900
2024$8,360.00
2023$277,100 (-) Land $90,200 Building $186,900$277,100 (-) Land $90,200 Building $186,900
2022$8,243.00$277,100 Land $90,200 Building $186,900$277,100 Land $90,200 Building $186,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 445 Summit Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 445 Summit Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPERTH AMBOY WATER DEPARTMENT
serves 52,328 people · EPA ID NJ1216001
Water SourcePurchased surface water from MIDDLESEX WATER COMPANY
Last State InspectionOct 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityGross alpha radiation
not recorded as resolved · Jan 2026
Total trihalomethanes
resolved · Jul 2019
Treatment and ProcedureCorrosion control
Jul 2018
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		2,000 / 250
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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