451 S Cool Rd, Lima, OH 45801 Property Records

Allen County property record for 451 S Cool Rd, Lima, OH 45801

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,886 sqft · built 2003
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,136 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Jul 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`38-3100-03-006.001`

Property Details

APN / Parcel Number

Primary APN	`38-3100-03-006.001`
Alternative APN	`I2838310003006001`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,886 sqft Living Area
Gross Area	3,726 sqft
1st Floor Area	1,080 sqft
Upper Floors Area	806 sqft
Basement Area	1,080 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	130,680 sqft (3 acres)
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	240 sqft
Deck Area	384 sqft
Patio Area	528 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	451 S COOL RD
City	LIMA
State	OH
Zip	45801-9733
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SW1/4 RTS 08-03-31
Jurisdiction	ALLEN OH
Township / Civil Division	JACKSON
Census Block Group	2
Census Block	2070
Census Tract	11400

Owner

Source: Allen County records · APN 38-3100-03-006.001

Assessment roll updated May 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	451 S COOL RD, LIMA, OH 45801-9733
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 03, 2023	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA
Jul 29, 2022	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Jul 07, 2018	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	451 S COOL RD, LIMA, OH 45801-9733
Transaction Type	Mortgage
Record Updated	Oct 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451 S COOL RD, LIMA, OH 45801-9733
Investor	Possibly a Property Investor

Mortgage

Document Number	10030008626
Date	Oct 03, 2023
Book Page	2023/8626
Instrument	202310030008626

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 01, 2043

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	451 S COOL RD, LIMA, OH 45801-9733
Transaction Type	Mortgage
Record Updated	Aug 09, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451 S COOL RD, LIMA, OH 45801-9733

Mortgage

Document Number	7290008892
Date	Jul 29, 2022
Book Page	2022/8892
Instrument	202207290008892

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	May 25, 2052

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	451 S COOL RD, LIMA, OH 45801-9733
Document Number	0000008534
Instrument Date	Jul 07, 2018
Transaction Type	Mortgage
Record Updated	Aug 03, 2018
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	451 S COOL RD LIMA OH 458019733, LIMA, OH 45801-9733

Mortgage

Document Number	0000008534
Date	Jul 25, 2018
Instrument	8534

Lender

Name	FIFTH THIRD BK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 24, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Allen County records · Assessment roll updated May 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Jackson Township
Unified School District	Allen East Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,136.00 (-0.16%)	$91,290 (-) Land $14,390 Building $76,900	$260,800 (-) Land $41,100 Building $219,700
2024	$3,141.00 (+18.44%) Homeowner's exemption	$91,290 (+30.99%) Land $14,390 Building $76,900	$260,800 (+30.99%) Land $41,100 Building $219,700
2023	$2,652.00 (-0.93%) Homeowner's exemption	$69,690 (-) Land $10,990 Building $58,700
2022	$2,677.00 Homeowner's exemption	$69,690 Land $10,990 Building $58,700
2021			$199,100 Land $31,400 Building $167,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 20, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Benton Ridge Telephone Company.

Based on FCC filings for 26 locations within half a mile of this property.

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