451 Rusty Dr, Santa Rosa, CA 95401 Property Records

Sonoma County property record for 451 Rusty Dr, Santa Rosa, CA 95401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,543 sqft · built 1985
Lot Size	0.149 acres (6,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$747,000 (Sep 2026)
Tax Bill	$6,345 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Apr 2026 Transfer + 9 more
Flood Zone	Zone X (minimal risk)
APN	`035-453-005-000`

Property Details

APN / Parcel Number

Primary APN	`035-453-005-000`
Alternative APN	`035-453-005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,543 sqft Living Area
Gross Area	2,023 sqft
1st Floor Area	1,543 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,500 sqft (0.149 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Old Parcel Number	035-453-005
Street Address	451 RUSTY DR
City	SANTA ROSA
State	CA
Zip	95401-5767
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITYSR
Legal Description	85 FM 35-450-64 # CHG PER MD LT 64
Legal Subdivision	LIVE OAK SUBDIVISION #3
Legal Block	4
Legal Lot Number	64
Jurisdiction	SONOMA CA
Township / Civil Division	SANTA ROSA
Census Block Group	4
Census Block	4012
Census Tract	153005

Owner

Source: Sonoma County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	451 RUSTY DR, SANTA ROSA, CA 95401-5767
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Grant Deed, Transfer · Conventional Mortgage LOAN STORE
Apr 29, 2026	Affidavit of Death of Trustee, Transfer
Nov 18, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Mar 13, 2026	Intrafamily Transfer, Transfer
Oct 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Dec 1, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 26, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage INTEREST SMART HOME LOANS
Oct 2, 2019	Quit Claim Deed, Transfer · Conventional with PMI INTEREST SMART HM LOANS
Oct 2, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jun 14, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 11, 2017	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2026 · Amount on Record
Deed Sale	Sep 14, 2026 · Amount on Record
Prior Sale	Sep 29, 2015 · Amount on Record
Deed Document Number	202646819
Prior Transfer Date	Mar 13, 2026
Prior Transfer Doc	0000011973
Record Updated	Oct 29, 2026

September 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Sep 14, 2026
Property Address	451 RUSTY DR, SANTA ROSA, CA 95401-5767
Document Number	0000046819
Instrument Date	Aug 29, 2026
Instrument	202646819
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	WFG NATIONAL TITLE INSURANCE, WFG NATIONAL TITLE INSURANCE C

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$82,991.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451 RUSTY DR, SANTA ROSA, CA 95401-5767

Mortgage

Document Number	0000046820,
Date	Sep 14, 2026
Instrument	202646820

Lender

Name	LOAN STORE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Affidavit of Death of Trustee, Transfer

Document Type	Affidavit of Death of Trustee
Jurisdiction	SONOMA CA
Recording Date	Apr 29, 2026
Property Address	451 RUSTY DR, SANTA ROSA, CA 95401-5767
Document Number	0000020903
Instrument Date	Apr 23, 2026
Instrument	202620903
Transaction Type	Transfer
Record Updated	Aug 28, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	2336 DONNA MARIA WAY, SANTA ROSA, CA 95401-5717

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	451 RUSTY DR, SANTA ROSA, CA 95401-5767
Transaction Type	Mortgage
Record Updated	Dec 5, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451 RUSTY DR, SANTA ROSA, CA 95401-5767

Mortgage

Document Number	0000074740
Date	Nov 18, 2022
Instrument	2022074740

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	FORT WORTH, TX 76155

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SONOMA CA
Recording Date	Mar 13, 2026
Property Address	451 RUSTY DR, SANTA ROSA, CA 95401-5767
Document Number	0000011973
Map Reference	MB 294 PG 43
Instrument Date	Sep 16, 2022
Instrument	2026011973
Transaction Type	Transfer
Record Updated	Mar 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451 RUSTY DR, SANTA ROSA, CA 95401-5767

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	451 RUSTY DR, SANTA ROSA, CA 95401-5767
Transaction Type	Mortgage
Record Updated	Nov 2, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451 RUSTY DR, SANTA ROSA, CA 95401-5767

Mortgage

Document Number	0000115106
Date	Oct 19, 2021
Instrument	2021115106

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SONOMA CA
Recording Date	Dec 1, 2020
Property Address	451 RUSTY DR, SANTA ROSA, CA 95401-5767
Document Number	0000113654
Instrument Date	Nov 11, 2020
Instrument	113654
Transaction Type	Transfer
Record Updated	Dec 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	451 RUSTY DR SANTA ROSA CA 954015767, SANTA ROSA, CA 95401-5767

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SONOMA CA
Recording Date	Apr 26, 2021
Property Address	451 RUSTY DR, SANTA ROSA, CA 95401-5767
Document Number	0000050732
Map Reference	MB 294 PG 43-45
Instrument Date	Oct 28, 2020
Instrument	2021050732
Transaction Type	Transfer
Record Updated	May 14, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451 RUSTY DR, SANTA ROSA, CA 95401-5767

Mortgage

Document Number	0000050733
Date	Apr 26, 2021
Instrument	2021050733

Lender

Name	INTEREST SMART HOME LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Nov 1, 2050

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SONOMA CA
Recording Date	Oct 2, 2019
Property Address	451 RUSTY DR, SANTA ROSA, CA 95401-5767
Document Number	0000071588
Instrument Date	Jul 25, 2019
Instrument	71588
Transaction Type	Transfer
Record Updated	Oct 18, 2019
Title Company	FIRST AMERICAN

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451 RUSTY DR SANTA ROSA CA 954015767, SANTA ROSA, CA 95401-5767

Mortgage

Document Number	71590
Date	Oct 2, 2019
Instrument	71590

Lender

Name	INTEREST SMART HM LOANS
Address	LAGUNA HILLS, CA 92653

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SONOMA CA
Recording Date	Oct 2, 2019
Property Address	451 RUSTY DR, SANTA ROSA, CA 95401-5767
Document Number	0000071589
Instrument Date	Jul 25, 2019
Instrument	71589
Transaction Type	Transfer
Record Updated	Oct 18, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	451 RUSTY DR SANTA ROSA CA 954015767, SANTA ROSA, CA 95401-5767

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SONOMA CA
Recording Date	Jun 14, 2018
Property Address	451 RUSTY DR, SANTA ROSA, CA 95401-5767
Document Number	0000042970
Instrument Date	May 3, 2018
Instrument	42970
Transaction Type	Transfer
Record Updated	Jun 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	451 RUSTY DR SANTA ROSA CA 954015767, SANTA ROSA, CA 95401-5767

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	451 RUSTY DR, SANTA ROSA, CA 95401-5767
Document Number	0000072782
Instrument Date	Sep 11, 2017
Transaction Type	Mortgage
Record Updated	Oct 6, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451 RUSTY DR SANTA ROSA CA 954015767, SANTA ROSA, CA 95401-5767

Mortgage

Document Number	0000072782
Date	Sep 15, 2017
Instrument	72782

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 14, 2047

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Santa Rosa City
Secondary School District	Santa Rosa High School District (07 - 12)
Elementary School District	Wright Elementary School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$555,429 (+2%) Land $222,171 Building $333,258
2025	$6,345.00 (+5.96%) Homeowner's exemption	$544,539 (+4.04%) Land $217,815 Building $326,724
2023	$5,988.00 (+4.28%) Homeowner's exemption	$523,396 Land $209,358 Building $314,038
2022	$5,742.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA ROSA serves 178,452 people · EPA ID CA4910009
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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