451 Palermo, Lake Forest, CA 92630 Property Records

Orange County property record for 451 Palermo, Lake Forest, CA 92630

Property Summary

Property TypeCondominium
Details3 bd · 3.5 ba · 1,703 sqft · built 2021
Owner2 Individual Names on File
Tax Bill$9,012 (2025)
Deeds & MortgagesOct 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN939-103-72

Property Details

APN / Parcel Number

Primary APN939-103-72

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Building Area1,703 sqft Living Area

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleCondo/Apartment
Garage Area451 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address451 PALERMO
CityLAKE FOREST
StateCA
Zip92630-7620
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionN TR 18189 BLK LOT 1 UN 66 LOT 1 OF TRACT 18189 OF CONDO PROJECT 939-10
Legal Tract18189
Legal Lot Number1
JurisdictionORANGE CA
Township / Civil DivisionIRVINE-LAKE FOREST
Census Block Group2
Census Block2000
Census Tract52425

Owner

451 Palermo, a condominium, is owned and occupied by two individuals.

Source: Orange County records, as of August 4, 2026

Owner of Record2 Individual Names on File
Mailing Address451 PALERMO, LAKE FOREST, CA 92630-7620
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

October 2021: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionORANGE CA
Recording DateOct 18, 2021
Property Address451 PALERMO, LAKE FOREST, CA 92630-7620
Document Number0000636684
Map ReferenceMB 985 PG 42-46
Instrument DateSep 8, 2021
Instrument2021000636684
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 19, 2024
Title CompanyLENNAR TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address451 PALERMO, LAKE FOREST, CA 92630-7620

Mortgage

Document Number0000636685
DateOct 18, 2021
Instrument2021000636685
Lender
NameUNI FIRST INVESTMENT INC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 451 Palermo was $9,012 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalityLake Forest City
Unified School DistrictSaddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$876,757 (+2%) Land $501,916 Building $374,841
2025$9,012.00 Homeowner's exemption$859,566 Land $492,074 Building $367,492
2023$8,710.00 (+1.81%)$826,189 Land $472,966 Building $353,223
2022$8,555.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 451 Palermo in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 451 Palermo is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 79% of California
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIRVINE RANCH WATER DISTRICT
serves 450,323 people · EPA ID CA3010092
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Cox Communications
Fiber · Cable in parts of the area
2,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Cityside Fiber, GeoLinks.

Nearby Properties on Palermo

Nearby Streets

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